# Personal accident insurance: Accountant, S$200,000 cover

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- One adult aged 18 to 59
- Accountant
- S$200,000 sum insured

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| EQ Insurance | EQ Personal Accident, death and permanent disablement (the sum you choose, S$50,000 to S$500,000) | S$174.40 | S$0.00 | 5 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 2 (S$200,000), basic plan | S$204.92 (estimate) | S$0.00 | 19 Oct 2026 |
| UOI | UniPA Plus (S$200,000) | S$218.76 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO AccidentProtect Essential (S$200,000), Core Cover | S$223.00 | S$0.00 | 19 Oct 2026 |
| Great American | Great Personal Accident Insurance Elite (S$200,000) Basic | S$224.14 (estimate) | S$0.00 | 17 Oct 2026 |
| India International | i-Aid Enhanced (S$200,000) | S$239.80 | S$0.00 | 10 Oct 2026 |
| Tokio Marine | TM 365 Personal Accident Plan C (S$200,000) | S$250.70 (estimate) | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ Personal Accident with medical expenses (the sum you choose, S$200,000 or S$500,000) | S$253.32 | S$0.00 | 5 Oct 2026 |
| Etiqa | Tiq Personal Accident Enhanced Gold (S$300,000) | S$264.49 | S$0.00 | 15 Oct 2026 |
| Great Eastern | PA Supreme Plan B (S$200,000) | S$283.40 | S$0.00 | 17 Oct 2026 |
| FWD | FWD Life PA S$200,000 (Plan B) | S$283.84 | S$0.00 | 5 Oct 2026 |
| ERGO | ERGO AccidentProtect Essential (S$200,000), Core Cover + Add-on Cover 1 | S$295.00 | S$0.00 | 19 Oct 2026 |
| EQ Insurance | EQ Personal Accident with medical expenses and income (the sum you choose, S$200,000 or S$500,000) | S$295.83 | S$0.00 | 5 Oct 2026 |
| Great American | Great Personal Accident Insurance Elite (S$200,000) with Enhanced Benefits | S$302.27 (estimate) | S$0.00 | 17 Oct 2026 |
| Lonpac | Personal CarePlus Standard (S$200,000) | S$303.60 | S$0.00 | 11 Oct 2026 |
| AIG | Sapphire Enhanced Choices Preferred, Basic package (S$200,000) | S$305.20 | S$0.00 | 12 Oct 2026 |
| China Taiping | Executive (S$200,000) | S$308.47 | S$0.00 | 19 Oct 2026 |
| Sompo | PAStar Elite (S$200,000) | S$316.10 | S$0.00 | 9 Oct 2026 |
| MSIG | PA RecoveryPlus Gold (S$200,000) | S$322.73 | S$0.00 | 19 Oct 2026 |
| MSIG | PA PrimePlus (Series II) Silver (S$500,000) | S$324.28 | S$0.00 | 19 Oct 2026 |
| Great American | Great Personal Accident Insurance Ultimate (S$300,000) Basic | S$333.10 (estimate) | S$0.00 | 17 Oct 2026 |
| FWD | FWD Life PA S$200,000 (Plan B) with Catch-All Rider | S$334.63 | S$0.00 | 5 Oct 2026 |
| QBE | PA Prestige Plan B (S$200,000) | S$337.90 | S$0.00 | 11 Oct 2026 |
| India International | i-Aid Premium (S$300,000) | S$348.80 | S$0.00 | 10 Oct 2026 |
| MSIG | ProtectionPlus Platinum (S$250,000) | S$354.25 | S$0.00 | 19 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 2 (S$200,000) with all 6 optional benefits | S$357.36 (estimate) | S$0.00 | 19 Oct 2026 |
| Tokio Marine | TM 365 Personal Accident Plan D (S$300,000) | S$359.70 (estimate) | S$0.00 | 19 Oct 2026 |
| Income | PA Assurance Classic (S$200,000) | S$361.88 | S$0.00 | 16 Oct 2026 |
| Allianz | Accident Protect Plus Gold (S$250,000) | S$378.94 | S$0.00 | 19 Oct 2026 |
| AIG | Sapphire Enhanced Choices Preferred, Comprehensive package (S$200,000) | S$381.50 | S$0.00 | 12 Oct 2026 |
| Liberty | PACare Plus Enhanced Executive (S$200,000) | S$389.13 | S$0.00 | 9 Oct 2026 |
| Great Eastern | PA Supreme Plan C (S$300,000) | S$393.49 | S$0.00 | 17 Oct 2026 |
| AIG | Sapphire Enhanced Choices Deluxe, Basic package (S$300,000) | S$395.67 | S$0.00 | 12 Oct 2026 |
| Income | PA Assurance Classic with infectious disease cover (S$200,000) | S$409.84 | S$0.00 | 16 Oct 2026 |
| Singlife | Personal Accident Standard (S$200,000) | S$423.57 | S$0.00 | 5 Oct 2026 |
| MSIG | PA RecoveryPlus Platinum (S$300,000) | S$428.67 | S$0.00 | 19 Oct 2026 |
| Lonpac | Personal CarePlus Premier (S$300,000) | S$438.00 | S$0.00 | 11 Oct 2026 |
| Great American | Great Personal Accident Insurance Ultimate (S$300,000) with Enhanced Benefits | S$449.29 (estimate) | S$0.00 | 17 Oct 2026 |
| FWD | FWD Life PA S$200,000 (Plan B) with Income Support Rider Plan B | S$458.68 | S$0.00 | 5 Oct 2026 |
| Etiqa | Tiq Personal Accident Enhanced Platinum (S$500,000) | S$460.72 | S$0.00 | 15 Oct 2026 |
| China Taiping | Platinum (S$300,000) | S$471.97 | S$0.00 | 19 Oct 2026 |
| Income | PA Assurance Superior (S$300,000) | S$479.60 | S$0.00 | 16 Oct 2026 |
| AIG | Sapphire Enhanced Choices Deluxe, Comprehensive package (S$300,000) | S$493.77 | S$0.00 | 12 Oct 2026 |
| HL Assurance | Family Protect360 Premier (S$250,000 an adult) | S$495.96 | S$0.00 | 8 Oct 2026 |
| FWD | FWD Life PA S$200,000 (Plan B) with Income Support Rider Plan B and Catch-All Rider | S$509.47 | S$0.00 | 5 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 3 (S$500,000), basic plan | S$512.30 (estimate) | S$0.00 | 19 Oct 2026 |
| UOI | UniPA Pro (S$500,000) | S$522.76 | S$0.00 | 11 Oct 2026 |
| Liberty | PACare Plus Enhanced Elite (S$300,000) | S$547.18 | S$0.00 | 9 Oct 2026 |
| Income | PA Assurance Superior with infectious disease cover (S$300,000) | S$552.63 | S$0.00 | 16 Oct 2026 |
| AIG | Sapphire Enhanced Choices Prestige, Basic package (S$500,000) | S$577.70 | S$0.00 | 12 Oct 2026 |
| MSIG | PA PrimePlus (Series II) Gold (S$1,000,000) | S$591.11 | S$0.00 | 19 Oct 2026 |
| China Taiping | Titanium (S$500,000) | S$591.87 | S$0.00 | 19 Oct 2026 |
| Great Eastern | PA Supreme Plan D (S$500,000) | S$606.04 | S$0.00 | 17 Oct 2026 |
| Singlife | Personal Accident Plus (S$300,000) | S$637.30 | S$0.00 | 5 Oct 2026 |
| QBE | PA Prestige Plan C (S$500,000) | S$643.10 | S$0.00 | 11 Oct 2026 |
| HL Assurance | Family Protect360 Platinum (S$350,000 an adult) | S$705.31 | S$0.00 | 8 Oct 2026 |
| Allianz | Accident Protect Plus Platinum (S$500,000) | S$709.02 | S$0.00 | 19 Oct 2026 |
| Sompo | PAStar Elite Plus (S$500,000) | S$720.49 | S$0.00 | 9 Oct 2026 |
| AIG | Sapphire Enhanced Choices Prestige, Comprehensive package (S$500,000) | S$771.72 | S$0.00 | 12 Oct 2026 |
| Income | PA Assurance Premium (S$500,000) | S$817.50 | S$0.00 | 16 Oct 2026 |
| Liberty | PACare Plus Enhanced Exclusive (S$500,000) | S$819.68 | S$0.00 | 9 Oct 2026 |
| Income | PA Assurance Premium with infectious disease cover (S$500,000) | S$941.76 | S$0.00 | 16 Oct 2026 |
| QBE | PA Prestige Plan D (S$1,000,000) | S$970.10 | S$0.00 | 11 Oct 2026 |
| Income | PA Assurance Prestige (S$1,000,000) | S$1,045.31 | S$0.00 | 16 Oct 2026 |
| HSBC Life | HSBC Life Band Aid Package 3 (S$500,000) with all 6 optional benefits | S$1,049.56 (estimate) | S$0.00 | 19 Oct 2026 |
| Income | PA Assurance Prestige with infectious disease cover (S$1,000,000) | S$1,201.18 | S$0.00 | 16 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/pa?coverFor=myself&occupation=accountant&sumInsured=200000

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/pa/office-worker-200k