# Home insurance: Landed house, owner, S$60,000 contents

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Landed house, owner-occupied
- S$60,000 contents
- No claims in 3 years

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Sompo | HomeVital for landed owners (your contents sum, plus renovations S$80,000) | S$81.75 | S$0.00 | 9 Oct 2026 |
| UOI | UniHome Insurance, landed home (contents only, no renovation cover, no building cover) | S$107.15 | S$100.00 | 11 Oct 2026 |
| Great Eastern | Value | S$119.90 | S$100.00 | 17 Oct 2026 |
| UOI | UniHome Insurance, landed home (your contents sum, renovations S$100,000, no building cover) | S$134.40 | S$100.00 | 11 Oct 2026 |
| ECICS | Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit) | S$137.34 | S$0.00 | 9 Oct 2026 |
| MSIG | Enhanced HomePlus Superior | S$143.88 | S$0.00 | 11 Oct 2026 |
| HL Assurance | Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums) | S$145.38 | S$350.00 | 8 Oct 2026 |
| Allianz | Home Protect Gold (S$60,000 contents, S$90,000 renovations) | S$153.69 | S$100.00 | 12 Oct 2026 |
| Sompo | HomeMax for landed owners (your contents sum, plus renovations S$80,000) | S$155.33 | S$100.00 | 9 Oct 2026 |
| EQ Insurance | EQ HomeGUARD PLUS Superior | S$163.50 | S$100.00 | 5 Oct 2026 |
| ERGO | ERGO HomeSecure Custom (contents only, no building or renovation cover) | S$163.50 | S$100.00 | 20 Oct 2026 |
| FWD | FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included) | S$169.43 | S$0.00 | 15 Oct 2026 |
| MSIG | Enhanced HomePlus Ultimate | S$190.10 | S$0.00 | 11 Oct 2026 |
| ERGO | ERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$1,000,000 | S$201.65 | S$100.00 | 20 Oct 2026 |
| Liberty | Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum) | S$222.36 | S$0.00 | 9 Oct 2026 |
| Chubb | DBS myHome Protect II Premium (underwritten by Chubb) | S$226.76 | S$0.00 | 15 Oct 2026 |
| Lonpac | Home Protection, contents cover (owner occupied; free S$1m family liability and family PA) | S$228.90 | S$100.00 | 11 Oct 2026 |
| ERGO | ERGO HomeSecure Smart or Enhanced (plan by property type and contents sum) | S$243.62 | S$100.00 | 20 Oct 2026 |
| Singlife | Home Plus (S$100,000 contents) | S$243.89 | S$0.00 | 5 Oct 2026 |
| Liberty | Liberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C plus top-ups) | S$249.61 | S$0.00 | 9 Oct 2026 |
| Etiqa | Tiq Home Insurance (landed, owner) | S$250.99 | S$0.00 | 19 Oct 2026 |
| HL Assurance | Home Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums) | S$254.34 | S$350.00 | 8 Oct 2026 |
| India International | i-Home (your contents sum, plus fixtures and renovations S$50,000) | S$258.88 | S$0.00 | 10 Oct 2026 |
| QBE | Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000) | S$261.60 | S$100.00 | 11 Oct 2026 |
| Great American | Great Home Insurance Elite (S$60,000 contents) | S$272.50 | Not published | 17 Oct 2026 |
| Allianz | Home Protect Platinum (S$100,000 contents, S$150,000 renovations) | S$273.59 | S$100.00 | 12 Oct 2026 |
| ERGO | ERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$2,000,000 | S$277.95 | S$100.00 | 20 Oct 2026 |
| Great Eastern | Superior | S$277.96 | S$100.00 | 17 Oct 2026 |
| ERGO | ERGO HomeSecure Smart or Enhanced with personal liability raised to S$1,000,000 (plan by property type and contents sum) | S$281.77 | S$100.00 | 20 Oct 2026 |
| Chubb | DBS myHome Protect II Ultimate (underwritten by Chubb) | S$296.44 | S$0.00 | 15 Oct 2026 |
| HL Assurance | Home Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums) | S$356.10 | S$350.00 | 8 Oct 2026 |
| ERGO | ERGO HomeSecure Smart or Enhanced with personal liability raised to S$2,000,000 (plan by property type and contents sum) | S$358.07 | S$100.00 | 20 Oct 2026 |
| FWD | FWD Home Insurance, landed house, with building cover (S$600,000; renovations S$80,000 included) | S$365.63 | S$0.00 | 15 Oct 2026 |
| Income | Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included) | S$380.63 (estimate) | S$0.00 | 16 Oct 2026 |
| Great Eastern | Premier | S$512.30 | S$100.00 | 17 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/home?occupancy=owner&propertyType=landed&contentsSum=60000

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/home/landed-owner-60k