# Home insurance: Condo, tenant, S$15,000 contents

Compare home insurance for a tenant in a condo with S$15,000 of belongings from 20 insurers on this page: S$43.60 to S$401.94 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest home insurance for a tenant in a condo with S$15,000 of belongings is S$43.60 a year (GST included) at MSIG, HomeEasy Silver (tenant) (as at 11 Oct 2026); 20 insurers price it online, up to S$401.94 (as at 12 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/home/condo-tenant-15k

Indicative premiums from Shenton Insurance Brokers. As of 12 Nov 2026 (Singapore time).

## Assumptions

- Condo, rented
- S$15,000 contents
- No claims in 3 years

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at | Buy |
| --- | --- | --- | --- | --- | --- |
| MSIG | HomeEasy Silver (tenant) | S$43.60 | S$0.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-homeeasy) |
| Sompo | HomeMax for condo tenants (your contents sum) | S$54.50 | S$100.00 | 9 Oct 2026 | [Buy Now](https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804) |
| Sompo | HomeVital for condo tenants (your contents sum) | S$54.50 | S$0.00 | 9 Oct 2026 | [Buy Now](https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804) |
| Etiqa | Tiq Home Insurance (condominium, tenant) | S$57.70 | S$0.00 | 19 Oct 2026 | [Buy Now](https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895) |
| FWD | FWD Home Insurance, condo, tenant (your contents only) | S$59.15 | S$0.00 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| EQ Insurance | EQ HomeGUARD PLUS Essential | S$65.40 | S$100.00 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| MSIG | HomeEasy Gold (tenant) | S$70.20 | S$0.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-homeeasy) |
| AIG | Homes Essential (HDB and condominium only) | S$75.76 | S$0.00 | 12 Oct 2026 | [Buy Now](https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303) |
| Liberty | Liberty HomeCare Plan A | S$76.30 | S$100.00 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/liberty/plan-a?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Income | Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations) | S$79.88 | S$0.00 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/income/condo-tenant?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Singlife | Home Lite (S$35,000 contents) | S$81.21 | S$0.00 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| ERGO | ERGO HomeSecure Custom (contents only, for tenants) | S$81.75 | S$100.00 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| UOI | UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover) | S$91.45 | S$100.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| MSIG | Enhanced HomePlus Standard | S$96.79 | S$0.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-enhanced-homeplus) |
| Allianz | Home Protect Silver (S$40,000 contents, S$60,000 renovations) | S$98.10 | S$100.00 | 12 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| ECICS | Home Contents Insurance for tenants (1-year; contents and liability, no renovations) | S$106.82 | S$0.00 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Income | Home Ultimate Protect, condo, tenant (all risks; your contents and S$150,000 renovations) | S$109.00 | S$100.00 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/income/hup-condo-tenant?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| EQ Insurance | EQ HomeGUARD PLUS Deluxe | S$109.00 | S$100.00 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Lonpac | Home Protection, contents cover (tenant occupied) | S$109.00 | S$100.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| UOI | UniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover) | S$118.70 | S$100.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Great American | Great Home Insurance Standard (S$30,000 contents) | S$119.90 | Not published | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/great-american/standard?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| ERGO | ERGO HomeSecure Custom (contents only, for tenants) with personal liability raised to S$1,000,000 | S$119.90 | S$100.00 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| HL Assurance | Home ProtectLite (annual) | S$121.11 | S$0.00 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| Chubb | DBS myHome Protect II Classic (underwritten by Chubb) | S$122.12 | S$0.00 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| India International | i-Home (your contents sum, plus fixtures and renovations S$50,000) | S$128.08 | S$0.00 | 10 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Liberty | Liberty HomeCare Plan B | S$130.80 | S$100.00 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/liberty/plan-b?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Singlife | Home Standard (S$50,000 contents) | S$139.12 | S$0.00 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| MSIG | Enhanced HomePlus Superior | S$143.88 | S$0.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-enhanced-homeplus) |
| HL Assurance | Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums) | S$145.38 | S$350.00 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| Great American | Great Home Insurance Ultimate (your contents sum, S$200,000 renovations) | S$149.88 | Not published | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Great Eastern | Standard (Tenant) | S$152.61 | S$100.00 | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Allianz | Home Protect Gold (S$60,000 contents, S$90,000 renovations) | S$153.69 | S$100.00 | 12 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| QBE | Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000) | S$163.50 | S$100.00 | 11 Oct 2026 | [Buy Now](https://sg-customer.qbe.com/home/partner/01001305) |
| EQ Insurance | EQ HomeGUARD PLUS Superior | S$163.50 | S$100.00 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| MSIG | Enhanced HomePlus Ultimate | S$190.10 | S$0.00 | 11 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/msig/home-enhanced-homeplus) |
| Liberty | Liberty HomeCare Plan C | S$196.20 | S$100.00 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/liberty/plan-c?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| ERGO | ERGO HomeSecure Custom (contents only, for tenants) with personal liability raised to S$2,000,000 | S$196.20 | S$100.00 | 20 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Great American | Great Home Insurance Classic (S$50,000 contents) | S$201.65 | Not published | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/great-american/classic?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| AIG | Homes Advantage Package Classic (contents S$20,000, building S$85,000) | S$203.56 | S$100.00 | 12 Oct 2026 | [Buy Now](https://www.aig.sg/home/solutions/personal/home-insurance/homes-advantage?pc=030303) |
| Liberty | Liberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C's S$50,000 contents, topped up to your sum above that) | S$223.45 | S$100.00 | 9 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/liberty/top-up-liability-1m?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Chubb | DBS myHome Protect II Premium (underwritten by Chubb) | S$226.76 | S$0.00 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Singlife | Home Plus (S$100,000 contents) | S$243.89 | S$0.00 | 5 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| HL Assurance | Home Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums) | S$254.34 | S$350.00 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| Great American | Great Home Insurance Elite (S$60,000 contents) | S$272.50 | Not published | 17 Oct 2026 | [Buy Now](https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| Allianz | Home Protect Platinum (S$100,000 contents, S$150,000 renovations) | S$273.59 | S$100.00 | 12 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| AIG | Homes Advantage Package Superior (contents S$35,000, building S$135,000) | S$290.76 | S$100.00 | 12 Oct 2026 | [Buy Now](https://www.aig.sg/home/solutions/personal/home-insurance/homes-advantage?pc=030303) |
| Chubb | DBS myHome Protect II Ultimate (underwritten by Chubb) | S$296.44 | S$0.00 | 15 Oct 2026 | [Buy Now](https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000) |
| HL Assurance | Home Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums) | S$356.10 | S$350.00 | 8 Oct 2026 | [Buy Now](https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien) |
| AIG | Homes Advantage Package Premier (contents S$50,000, building S$225,000) | S$401.94 | S$100.00 | 12 Oct 2026 | [Buy Now](https://www.aig.sg/home/solutions/personal/home-insurance/homes-advantage?pc=030303) |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## Buy Now addresses

- MSIG, HomeEasy Silver (tenant): https://shentonbrokers.com/go/msig/home-homeeasy
- Sompo, HomeMax for condo tenants (your contents sum): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- Sompo, HomeVital for condo tenants (your contents sum): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- Etiqa, Tiq Home Insurance (condominium, tenant): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
- FWD, FWD Home Insurance, condo, tenant (your contents only): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- EQ Insurance, EQ HomeGUARD PLUS Essential: https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- MSIG, HomeEasy Gold (tenant): https://shentonbrokers.com/go/msig/home-homeeasy
- AIG, Homes Essential (HDB and condominium only): https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303
- Liberty, Liberty HomeCare Plan A: https://shentonbrokers.com/go/buy/home/liberty/plan-a?occupancy=tenant&propertyType=condo&contentsSum=15000
- Income, Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations): https://shentonbrokers.com/go/buy/home/income/condo-tenant?occupancy=tenant&propertyType=condo&contentsSum=15000
- Singlife, Home Lite (S$35,000 contents): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- ERGO, ERGO HomeSecure Custom (contents only, for tenants): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- UOI, UniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- MSIG, Enhanced HomePlus Standard: https://shentonbrokers.com/go/msig/home-enhanced-homeplus
- Allianz, Home Protect Silver (S$40,000 contents, S$60,000 renovations): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- ECICS, Home Contents Insurance for tenants (1-year; contents and liability, no renovations): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Income, Home Ultimate Protect, condo, tenant (all risks; your contents and S$150,000 renovations): https://shentonbrokers.com/go/buy/home/income/hup-condo-tenant?occupancy=tenant&propertyType=condo&contentsSum=15000
- EQ Insurance, EQ HomeGUARD PLUS Deluxe: https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Lonpac, Home Protection, contents cover (tenant occupied): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- UOI, UniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Great American, Great Home Insurance Standard (S$30,000 contents): https://shentonbrokers.com/go/buy/home/great-american/standard?occupancy=tenant&propertyType=condo&contentsSum=15000
- ERGO, ERGO HomeSecure Custom (contents only, for tenants) with personal liability raised to S$1,000,000: https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- HL Assurance, Home ProtectLite (annual): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Chubb, DBS myHome Protect II Classic (underwritten by Chubb): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- India International, i-Home (your contents sum, plus fixtures and renovations S$50,000): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Liberty, Liberty HomeCare Plan B: https://shentonbrokers.com/go/buy/home/liberty/plan-b?occupancy=tenant&propertyType=condo&contentsSum=15000
- Singlife, Home Standard (S$50,000 contents): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- MSIG, Enhanced HomePlus Superior: https://shentonbrokers.com/go/msig/home-enhanced-homeplus
- HL Assurance, Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Great American, Great Home Insurance Ultimate (your contents sum, S$200,000 renovations): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Great Eastern, Standard (Tenant): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Allianz, Home Protect Gold (S$60,000 contents, S$90,000 renovations): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- QBE, Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000): https://sg-customer.qbe.com/home/partner/01001305
- EQ Insurance, EQ HomeGUARD PLUS Superior: https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- MSIG, Enhanced HomePlus Ultimate: https://shentonbrokers.com/go/msig/home-enhanced-homeplus
- Liberty, Liberty HomeCare Plan C: https://shentonbrokers.com/go/buy/home/liberty/plan-c?occupancy=tenant&propertyType=condo&contentsSum=15000
- ERGO, ERGO HomeSecure Custom (contents only, for tenants) with personal liability raised to S$2,000,000: https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Great American, Great Home Insurance Classic (S$50,000 contents): https://shentonbrokers.com/go/buy/home/great-american/classic?occupancy=tenant&propertyType=condo&contentsSum=15000
- AIG, Homes Advantage Package Classic (contents S$20,000, building S$85,000): https://www.aig.sg/home/solutions/personal/home-insurance/homes-advantage?pc=030303
- Liberty, Liberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C's S$50,000 contents, topped up to your sum above that): https://shentonbrokers.com/go/buy/home/liberty/top-up-liability-1m?occupancy=tenant&propertyType=condo&contentsSum=15000
- Chubb, DBS myHome Protect II Premium (underwritten by Chubb): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- Singlife, Home Plus (S$100,000 contents): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- HL Assurance, Home Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Great American, Great Home Insurance Elite (S$60,000 contents): https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=tenant&propertyType=condo&contentsSum=15000
- Allianz, Home Protect Platinum (S$100,000 contents, S$150,000 renovations): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- AIG, Homes Advantage Package Superior (contents S$35,000, building S$135,000): https://www.aig.sg/home/solutions/personal/home-insurance/homes-advantage?pc=030303
- Chubb, DBS myHome Protect II Ultimate (underwritten by Chubb): https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000
- HL Assurance, Home Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- AIG, Homes Advantage Package Premier (contents S$50,000, building S$225,000): https://www.aig.sg/home/solutions/personal/home-insurance/homes-advantage?pc=030303


## Questions people ask about home insurance prices

### How much is home insurance for a 4-room HDB flat?

S$67.85 a year, from Sompo: the lowest price, GST included, for the owner of an HDB flat insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### What is the cheapest home insurance for an HDB flat in Singapore?

S$43.10 a year, from Income: the lowest price, GST included, for the owner of an HDB flat insuring S$30,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance for a new BTO flat with S$100,000 of renovation?

S$75.76 a year with at least S$100,000 of renovation cover, from AIG: the lowest price, GST included, for the owner of an HDB flat insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026; without that cover, from S$67.85 (Sompo). Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$100,000 of renovation cover (owners)".

### How much is home insurance for someone renting an HDB flat?

S$35.97 a year, from Income: the lowest price, GST included, for a tenant in an HDB flat insuring S$15,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance for a 5-room HDB flat with S$100,000 of belongings?

S$75.76 a year, from AIG: the lowest price, GST included, for the owner of an HDB flat insuring S$100,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance for a condo?

S$73.58 a year, from Sompo: the lowest price, GST included, for the owner of a condo insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance for a condo tenant?

S$43.60 a year, from MSIG: the lowest price, GST included, for a tenant in a condo insuring S$30,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is condo home insurance with renovation cover?

S$75.76 a year with at least S$100,000 of renovation cover, from AIG: the lowest price, GST included, for the owner of a condo insuring S$100,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$100,000 of renovation cover (owners)".

### How much is home insurance for a landed house?

S$120.99 a year, from Sompo: the lowest price, GST included, for the owner of a landed house insuring S$100,000 of belongings, of the 19 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance for renting a landed house?

S$58.86 a year, from Sompo: the lowest price, GST included, for a tenant in a landed house insuring S$60,000 of belongings, of the 19 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance with S$1 million personal liability?

S$71.22 a year with at least S$1,000,000 of personal liability, from Income: the lowest price, GST included, for the owner of an HDB flat insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026; without that cover, from S$67.85 (Sompo). Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$1,000,000 of personal liability".

### How much is contents insurance for a tenant with S$15,000 of belongings?

S$43.60 a year, from MSIG: the lowest price, GST included, for a tenant in a condo insuring S$15,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is the cheapest home contents insurance?

S$35.97 a year, from Income: the lowest price, GST included, for the owner of an HDB flat insuring S$15,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

### How much is home insurance for a landed house with S$100,000 of renovation cover?

S$145.38 a year with at least S$100,000 of renovation cover, from HL Assurance: the lowest price, GST included, for the owner of a landed house insuring S$100,000 of belongings, of the 19 insurers we compare that price it online, on 12 Nov 2026; without that cover, from S$120.99 (Sompo). Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$100,000 of renovation cover (owners)".


## Home insurance price by home and cover for belongings

The lowest yearly price today for each home and sum of belongings, GST included, and the insurer that offers it, for a home with no claims in the last three years. An owner's plan also covers renovations, fixtures and fittings; a tenant's covers belongings and liability only (the landlord insures the building). The number of rooms does not change the price at any insurer we compare. Open a price for every insurer's price for that home, with each plan's renovation and liability cover.

| Home | S$15,000 of belongings | S$30,000 of belongings | S$60,000 of belongings | S$100,000 of belongings |
| --- | --- | --- | --- | --- |
| HDB flat, owner | [S$35.97](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=15k) Income | [S$43.10](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=30k) Income | [S$67.85](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=60k) Sompo | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=100k) AIG |
| HDB flat, tenant | [S$35.97](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=15k) Income | [S$43.10](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=30k) Income | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=60k) Sompo | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=100k) AIG |
| Condo, owner | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=15k) Sompo | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=30k) Sompo | [S$73.58](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=60k) Sompo | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=100k) AIG |
| Condo, tenant | [S$43.60](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=15k) MSIG | [S$43.60](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=30k) MSIG | [S$58.86](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=60k) Sompo | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=100k) AIG |
| Landed house, owner | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=15k) Sompo | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=30k) Sompo | [S$81.75](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=60k) Sompo | [S$120.99](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=100k) Sompo |
| Landed house, tenant | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=15k) Sompo | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=30k) Sompo | [S$58.86](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=60k) Sompo | [S$98.10](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=100k) Sompo |

## With at least S$100,000 of renovation cover (owners)

The lowest yearly price today for a plan that covers at least S$100,000 of renovations, fixtures and fittings (a plan that states one limit for belongings and renovations together counts that limit).

| Home | S$15,000 of belongings | S$30,000 of belongings | S$60,000 of belongings | S$100,000 of belongings |
| --- | --- | --- | --- | --- |
| HDB flat, owner | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=15k) AIG | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=30k) AIG | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=60k) AIG | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=100k) AIG |
| Condo, owner | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=15k) AIG | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=30k) AIG | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=60k) AIG | [S$75.76](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=100k) AIG |
| Landed house, owner | [S$118.70](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=15k) UOI | [S$118.70](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=30k) UOI | [S$134.40](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=60k) UOI | [S$145.38](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=100k) HL Assurance |

## With at least S$1,000,000 of personal liability

The lowest yearly price today for a plan that covers at least S$1,000,000 of your legal liability to others (someone hurt in your home, water leaking into a neighbour's flat).

| Home | S$15,000 of belongings | S$30,000 of belongings | S$60,000 of belongings | S$100,000 of belongings |
| --- | --- | --- | --- | --- |
| HDB flat, owner | [S$35.97](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=15k) Income | [S$43.10](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=30k) Income | [S$71.22](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=60k) Income | [S$108.72](https://shentonbrokers.com/quote/home/prices?home=HDB&who=owner&belongings=100k) Income |
| HDB flat, tenant | [S$35.97](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=15k) Income | [S$43.10](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=30k) Income | [S$70.20](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=60k) MSIG | [S$108.72](https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=100k) Income |
| Condo, owner | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=15k) Sompo | [S$58.42](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=30k) MSIG | [S$99.84](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=60k) MSIG | [S$126.33](https://shentonbrokers.com/quote/home/prices?home=condo&who=owner&belongings=100k) UOI |
| Condo, tenant | [S$43.60](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=15k) MSIG | [S$43.60](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=30k) MSIG | [S$70.20](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=60k) MSIG | [S$126.33](https://shentonbrokers.com/quote/home/prices?home=condo&who=tenant&belongings=100k) UOI |
| Landed house, owner | [S$63.35](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=15k) Sompo | [S$91.45](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=30k) UOI | [S$107.15](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=60k) UOI | [S$126.33](https://shentonbrokers.com/quote/home/prices?home=landed&who=owner&belongings=100k) UOI |
| Landed house, tenant | [S$54.50](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=15k) Sompo | [S$61.31](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=30k) Sompo | [S$107.15](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=60k) UOI | [S$126.33](https://shentonbrokers.com/quote/home/prices?home=landed&who=tenant&belongings=100k) UOI |

Any other home, in plain words: https://shentonbrokers.com/quote/home/prices?home=HDB&who=tenant&belongings=45k (change any word: `home` HDB, condo or landed, `who` owner or tenant, `belongings` any sum).

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/home?occupancy=tenant&propertyType=condo&contentsSum=15000

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/home/prices?occupancy=tenant&propertyType=condo&contentsSum=15000 (open it without answers for the questions and their allowed answers).

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.

The premiums table as CSV: https://shentonbrokers.com/prices/home/condo-tenant-15k/prices.csv

Web page: https://shentonbrokers.com/prices/home/condo-tenant-15k