# Car insurance: Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Toyota Corolla Altis 1.6
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$642.42 | S$600.00 | 20 Oct 2026 |
| Budget Direct | Car Insurance – Comprehensive | S$710.92 (estimate) | S$600.00 | 22 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$713.21 | S$1,200.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$732.80 | S$600.00 | 21 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$753.48 | S$2,500.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$776.66 | S$500.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$790.88 | S$500.00 | 23 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$830.39 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$860.08 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$866.72 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$866.72 | S$600.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$873.27 | S$2,000.00 | 21 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$890.03 | S$600.00 | 20 Oct 2026 |
| ECICS | Comprehensive | S$895.05 | S$750.00 | 22 Oct 2026 |
| Singlife | Motor Lite | S$940.53 | S$3,000.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$976.44 (estimate) | S$800.00 | 21 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$984.40 | S$500.00 | 23 Oct 2026 |
| FWD | Drivo Advantage | S$996.65 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Advantage | S$996.65 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,011.84 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Standard | S$1,081.06 | S$2,500.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$1,085.78 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,085.78 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,134.45 | S$500.00 | 18 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,232.96 (estimate) | S$600.00 | 22 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,245.05 | S$750.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,408.78 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$1,481.06 | S$2,500.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,586.28 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Toyota Corolla Altis in short

For the driver above, India International is cheapest for the Toyota Corolla Altis today, at S$642.42 for its Comprehensive (any workshop or authorised workshops) plan. 18 insurers price it; the dearest of them, QBE, asks at least S$1,586.28, S$943.86 (147% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$710.92, 11% more. Against 6 similar cars (below) it costs 13% less than their average lowest price of S$735.99; none of them is cheaper to insure.

## How the Toyota Corolla Altis price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$642.42 (as at 20 Oct 2026) |  | 18 | India International |
| The same driver with no NCD (0%) | S$710.92 (as at 22 Oct 2026) | S$68.50 more | 18 | Budget Direct |
| The same driver with 20% NCD | S$710.92 (as at 22 Oct 2026) | S$68.50 more | 18 | Budget Direct |
| Driver aged 27, 3 years’ driving, 30% NCD | S$710.92 (as at 22 Oct 2026) | S$68.50 more | 18 | Budget Direct |
| Driver aged 65, 20 years’ driving, 50% NCD | S$642.42 (as at 20 Oct 2026) | the same | 17 | India International |
| A new car (registered this year) | S$660.69 (as at 20 Oct 2026) | S$18.27 more | 17 | India International |
| A car 8 years old | S$586.41 (as at 20 Oct 2026) | S$56.01 less | 18 | India International |

## The Toyota Corolla Altis on our quote form

We priced the Toyota Corolla Altis 1.6 (1,598cc), the version most of our insurers quote.

Versions on the form:

- [Toyota Corolla Altis 1.4](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-corolla-altis-1-4&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,364cc)
- [Toyota Corolla Altis 1.6](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Toyota Corolla Altis 1.8](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-corolla-altis-1-8&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,798cc)

## Insurers with no online price for the Toyota Corolla Altis

Every insurer we compare that prices cars online quotes the Toyota Corolla Altis for the driver above.

## The Toyota Corolla Altis against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Mazda 3](https://shentonbrokers.com/prices/car/mazda-3) | 1,496cc | S$730.18 (as at 20 Oct 2026) | 14 |
| [BMW X1](https://shentonbrokers.com/prices/car/bmw-x1) | 1,499cc | S$797.41 (as at 22 Oct 2026) | 17 |
| [Honda Freed](https://shentonbrokers.com/prices/car/honda-freed) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |
| [Hyundai Kona](https://shentonbrokers.com/prices/car/hyundai-kona) | 1,591cc | S$721.59 (as at 20 Oct 2026) | 16 |
| [Mercedes-Benz C-Class](https://shentonbrokers.com/prices/car/mercedes-benz-c-class) | 1,497cc | S$749.93 (as at 20 Oct 2026) | 16 |
| [Honda Vezel](https://shentonbrokers.com/prices/car/honda-vezel) | 1,496cc | S$774.41 (as at 21 Oct 2026) | 16 |

## COE for the Toyota Corolla Altis

With a 1,598cc engine, the Toyota Corolla Altis 1.6 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/toyota-corolla-altis