# Car insurance: Toyota C-HR 1.2 Turbo, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Toyota C-HR 1.2 Turbo
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$552.91 | S$600.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$669.96 | S$500.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$689.29 | S$1,200.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$736.61 | S$2,000.00 | 21 Oct 2026 |
| ERGO | SMART Comprehensive | S$771.36 | S$500.00 | 23 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$776.89 | S$2,500.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$781.60 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$781.60 | S$600.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$806.22 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$865.22 | S$600.00 | 21 Oct 2026 |
| ECICS | Comprehensive | S$874.34 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Advantage | S$898.82 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Advantage | S$898.82 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$905.83 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$931.43 | S$3,000.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$955.49 | S$500.00 | 23 Oct 2026 |
| FWD | Drivo Premium | S$1,014.38 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,014.38 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,016.08 | S$600.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,021.05 | S$500.00 | 18 Oct 2026 |
| Singlife | Motor Standard | S$1,070.60 | S$2,500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,098.76 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,138.64 (estimate) | S$800.00 | 21 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,224.33 | S$750.00 | 22 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,254.60 | S$3,000.00 | 22 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,330.73 (estimate) | S$600.00 | 22 Oct 2026 |
| Singlife | Motor Prestige | S$1,466.73 | S$2,500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,585.30 (estimate) | S$800.00 | 21 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Toyota C-HR in short

For the driver above, India International is cheapest for the Toyota C-HR today, at S$552.91 for its Comprehensive (any workshop or authorised workshops) plan. 17 insurers price it; the dearest of them, Liberty, asks at least S$1,330.73, S$777.82 (141% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,098.76, 99% more. Against 6 similar cars (below) it costs 15% less than their average lowest price of S$647.72; none of them is cheaper to insure.

## How the Toyota C-HR price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$552.91 (as at 20 Oct 2026) |  | 17 | India International |
| The same driver with no NCD (0%) | S$1,098.76 (as at 21 Oct 2026) | S$545.85 more | 17 | DirectAsia |
| The same driver with 20% NCD | S$931.22 (as at 20 Oct 2026) | S$378.31 more | 17 | India International |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,040.07 (as at 20 Oct 2026) | S$487.16 more | 17 | India International |
| Driver aged 65, 20 years’ driving, 50% NCD | S$552.91 (as at 20 Oct 2026) | the same | 16 | India International |
| A new car (registered this year) | S$569.36 (as at 20 Oct 2026) | S$16.45 more | 16 | India International |
| A car 8 years old | S$545.00 (as at 20 Oct 2026) | S$7.91 less | 17 | India International |

## The Toyota C-HR on our quote form

We priced the Toyota C-HR 1.2 Turbo (1,197cc), the version most of our insurers quote.

Versions on the form:

- [Toyota C-HR 1.2 Turbo](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-c-hr-1-2-turbo&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,197cc)
- [Toyota Chr Hybrid 1.8S](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-chr-hybrid-1-8s&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,797cc)

## Insurers with no online price for the Toyota C-HR

- Budget Direct: This insurer has no online price for this car model yet.

## The Toyota C-HR against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Mercedes-Benz GLB](https://shentonbrokers.com/prices/car/mercedes-benz-glb) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 12 |
| [Honda Jazz / Fit](https://shentonbrokers.com/prices/car/honda-jazz) | 1,317cc | S$622.34 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz A-Class](https://shentonbrokers.com/prices/car/mercedes-benz-a-class) | 1,332cc | S$755.55 (as at 23 Oct 2026) | 16 |
| [Mercedes-Benz GLA](https://shentonbrokers.com/prices/car/mercedes-benz-gla) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 15 |
| [Nissan Qashqai](https://shentonbrokers.com/prices/car/nissan-qashqai) | 1,332cc | S$590.12 (as at 20 Oct 2026) | 16 |
| [Nissan Kicks e-Power](https://shentonbrokers.com/prices/car/nissan-kicks) | 1,198cc | S$590.12 (as at 20 Oct 2026) | 12 |

## COE for the Toyota C-HR

With a 1,197cc engine, the Toyota C-HR 1.2 Turbo needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-c-hr-1-2-turbo&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/toyota-c-hr