# Car insurance: Toyota bB 1.3, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Toyota bB 1.3
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$586.41 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$653.50 | S$1,200.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$700.84 | S$2,500.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$732.08 | S$500.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$774.43 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$844.28 | S$600.00 | 20 Oct 2026 |
| ECICS | Comprehensive | S$906.53 | S$750.00 | 22 Oct 2026 |
| Singlife | Motor Lite | S$944.78 | S$3,000.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$963.58 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$986.32 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$986.32 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$998.53 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Standard | S$1,085.97 | S$2,500.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,110.75 (estimate) | S$600.00 | 22 Oct 2026 |
| FWD | Drivo Advantage | S$1,134.28 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Advantage | S$1,134.28 | S$600.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,256.53 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Premium | S$1,282.22 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,282.22 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,390.27 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$1,487.76 | S$2,500.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Toyota bB in short

For the driver above, India International is cheapest for the Toyota bB today, at S$586.41 for its Comprehensive (any workshop or authorised workshops) plan. 12 insurers price it; the dearest of them, Liberty, asks at least S$1,110.75, S$524.34 (89% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$963.58, 64% more. Against 6 similar cars (below) it costs 9% less than their average lowest price of S$647.72; none of them is cheaper to insure.

## How the Toyota bB price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$586.41 (as at 20 Oct 2026) |  | 12 | India International |
| The same driver with no NCD (0%) | S$963.58 (as at 21 Oct 2026) | S$377.17 more | 12 | DirectAsia |
| The same driver with 20% NCD | S$963.58 (as at 21 Oct 2026) | S$377.17 more | 12 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$963.58 (as at 21 Oct 2026) | S$377.17 more | 12 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$586.41 (as at 20 Oct 2026) | the same | 11 | India International |
| A new car (registered this year) | S$604.07 (as at 20 Oct 2026) | S$17.66 more | 12 | India International |
| A car 8 years old | S$545.00 (as at 20 Oct 2026) | S$41.41 less | 12 | India International |

## The Toyota bB on our quote form

We priced the Toyota bB 1.3 (1,298cc), the version most of our insurers quote.

Versions on the form:

- [Toyota bB 1.3](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-bb-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,298cc)
- [Toyota bB 1.5](https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-bb-1-5&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,495cc)

## Insurers with no online price for the Toyota bB

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer doesn’t offer this cover online.
- Budget Direct: This insurer has no online price for this car model yet.
- ERGO: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## The Toyota bB against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Mercedes-Benz GLB](https://shentonbrokers.com/prices/car/mercedes-benz-glb) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 12 |
| [Honda Jazz / Fit](https://shentonbrokers.com/prices/car/honda-jazz) | 1,317cc | S$622.34 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz A-Class](https://shentonbrokers.com/prices/car/mercedes-benz-a-class) | 1,332cc | S$755.55 (as at 23 Oct 2026) | 16 |
| [Mercedes-Benz GLA](https://shentonbrokers.com/prices/car/mercedes-benz-gla) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 15 |
| [Nissan Qashqai](https://shentonbrokers.com/prices/car/nissan-qashqai) | 1,332cc | S$590.12 (as at 20 Oct 2026) | 16 |
| [Nissan Kicks e-Power](https://shentonbrokers.com/prices/car/nissan-kicks) | 1,198cc | S$590.12 (as at 20 Oct 2026) | 12 |

## COE for the Toyota bB

With a 1,298cc engine, the Toyota bB 1.3 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=toyota&model=toyota-bb-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/toyota-bb