# Car insurance: Renault Megane 1.2 TCe, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Renault Megane 1.2 TCe
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Allianz | Allianz Motor Protect Comprehensive | S$615.48 | S$2,000.00 | 21 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$682.56 | S$2,500.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$732.35 | S$1,200.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$823.94 | S$500.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$882.99 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$893.95 | S$500.00 | 18 Oct 2026 |
| FWD | Drivo Classic | S$941.99 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$941.99 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,055.75 (estimate) | S$800.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,063.32 | S$600.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,094.05 (estimate) | S$800.00 | 21 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,108.12 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$1,184.19 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,184.19 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,237.52 | S$3,000.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,333.77 | S$600.00 | 21 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,365.71 | S$500.00 | 23 Oct 2026 |
| Singlife | Motor Standard | S$1,422.44 | S$2,500.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,450.25 (estimate) | S$600.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,523.26 (estimate) | S$800.00 | 21 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,836.01 | S$500.00 | 23 Oct 2026 |
| Singlife | Motor Prestige | S$1,948.73 | S$2,500.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Renault Megane in short

For the driver above, Allianz is cheapest for the Renault Megane today, at S$615.48 for its Allianz Motor Protect Comprehensive plan. 15 insurers price it; the dearest of them, QBE, asks at least S$2,062.16, S$1,446.68 (235% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,055.75, 72% more. Against 6 similar cars (below) it costs 4% less than their average lowest price of S$641.52; 2 of them are cheaper to insure.

## How the Renault Megane price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$615.48 (as at 21 Oct 2026) |  | 15 | Allianz |
| The same driver with no NCD (0%) | S$1,055.75 (as at 21 Oct 2026) | S$440.27 more | 15 | DirectAsia |
| The same driver with 20% NCD | S$1,031.42 (as at 20 Oct 2026) | S$415.94 more | 15 | Etiqa |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,055.75 (as at 21 Oct 2026) | S$440.27 more | 15 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$686.48 (as at 21 Oct 2026) | S$71.00 more | 14 | Allianz |
| A new car (registered this year) | S$615.48 (as at 21 Oct 2026) | the same | 14 | Allianz |
| A car 8 years old | S$615.48 (as at 21 Oct 2026) | the same | 15 | Allianz |

## The Renault Megane on our quote form

We priced the Renault Megane 1.2 TCe (1,197cc), the version most of our insurers quote.

Versions on the form:

- [Renault Megane 1.2 TCe](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-1-2-tce&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,197cc)
- [Renault Megane 1.5 dCi](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-1-5-dci&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,461cc)
- [Renault Megane 1.5 Estate](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-1-5-estate&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,461cc)
- [Renault Megane 1.6 16v](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-1-6-16v&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Renault Megane 1.6 Estate](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-1-6-estate&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Renault Megane 2.0 Estate](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-2-0-estate&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,996cc)
- [Renault Megane 2.0 Hatch](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-2-0-hatch&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,997cc)

## Insurers with no online price for the Renault Megane

- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- India International: This insurer has no online price for this car model yet.

## The Renault Megane against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Mercedes-Benz GLB](https://shentonbrokers.com/prices/car/mercedes-benz-glb) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 12 |
| [Honda Jazz / Fit](https://shentonbrokers.com/prices/car/honda-jazz) | 1,317cc | S$622.34 (as at 20 Oct 2026) | 17 |
| [Toyota C-HR](https://shentonbrokers.com/prices/car/toyota-c-hr) | 1,197cc | S$552.91 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz A-Class](https://shentonbrokers.com/prices/car/mercedes-benz-a-class) | 1,332cc | S$755.55 (as at 23 Oct 2026) | 16 |
| [Mercedes-Benz GLA](https://shentonbrokers.com/prices/car/mercedes-benz-gla) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 15 |
| [Nissan Qashqai](https://shentonbrokers.com/prices/car/nissan-qashqai) | 1,332cc | S$590.12 (as at 20 Oct 2026) | 16 |

## COE for the Renault Megane

With a 1,197cc engine, the Renault Megane 1.2 TCe needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-1-2-tce&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/renault-megane