# Car insurance: Renault Megane II SPRT SASE 1.4, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Renault Megane II SPRT SASE 1.4
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$660.69 | S$600.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$708.62 | S$2,000.00 | 21 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$748.10 | S$1,200.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$882.99 | S$600.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$900.37 | S$500.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,046.91 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$1,048.43 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,048.43 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,062.36 | S$500.00 | 18 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,068.61 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,107.37 (estimate) | S$800.00 | 21 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,119.03 | S$600.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,210.35 (estimate) | S$600.00 | 22 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,310.15 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,362.96 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,362.96 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,541.77 (estimate) | S$800.00 | 21 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Renault Megane II SPRT SASE in short

For the driver above, India International is cheapest for the Renault Megane II SPRT SASE today, at S$660.69 for its Comprehensive (any workshop or authorised workshops) plan. 13 insurers price it; the dearest of them, QBE, asks at least S$2,062.16, S$1,401.47 (212% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,068.61, 62% more. Against 6 similar cars (below) it costs 3% less than their average lowest price of S$680.10; 3 of them are cheaper to insure.

## How the Renault Megane II SPRT SASE price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$660.69 (as at 20 Oct 2026) |  | 13 | India International |
| The same driver with no NCD (0%) | S$1,068.61 (as at 21 Oct 2026) | S$407.92 more | 13 | DirectAsia |
| The same driver with 20% NCD | S$1,068.61 (as at 21 Oct 2026) | S$407.92 more | 13 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,068.61 (as at 21 Oct 2026) | S$407.92 more | 13 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$660.69 (as at 20 Oct 2026) | the same | 12 | India International |
| A new car (registered this year) | S$666.79 (as at 20 Oct 2026) | S$6.10 more | 12 | India International |
| A car 8 years old | S$604.07 (as at 20 Oct 2026) | S$56.62 less | 13 | India International |

## The Renault Megane II SPRT SASE on our quote form

We priced the Renault Megane II SPRT SASE 1.4 (1,390cc), the version most of our insurers quote.

Versions on the form:

- [Renault Megane II SPRT SASE 1.4](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-ii-sprt-sase-1-4&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,390cc)
- [Renault Megane II SPRT SASE 1.5 dCi](https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-ii-sprt-sase-1-5-dci&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,461cc)

## Insurers with no online price for the Renault Megane II SPRT SASE

- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Renault Megane II SPRT SASE against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Corolla Altis](https://shentonbrokers.com/prices/car/toyota-corolla-altis) | 1,598cc | S$642.42 (as at 20 Oct 2026) | 18 |
| [Mazda 3](https://shentonbrokers.com/prices/car/mazda-3) | 1,496cc | S$730.18 (as at 20 Oct 2026) | 14 |
| [Toyota Sienta](https://shentonbrokers.com/prices/car/toyota-sienta) | 1,496cc | S$604.07 (as at 20 Oct 2026) | 17 |
| [BMW X1](https://shentonbrokers.com/prices/car/bmw-x1) | 1,499cc | S$797.41 (as at 22 Oct 2026) | 17 |
| [Mercedes-Benz GLB](https://shentonbrokers.com/prices/car/mercedes-benz-glb) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 12 |
| [Honda Freed](https://shentonbrokers.com/prices/car/honda-freed) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |

## COE for the Renault Megane II SPRT SASE

With a 1,390cc engine, the Renault Megane II SPRT SASE 1.4 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=renault&model=renault-megane-ii-sprt-sase-1-4&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/renault-megane-ii-sprt-sase