# Car insurance: Nissan Note 1.2, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Nissan Note 1.2
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$545.00 | S$600.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$609.01 | S$2,000.00 | 21 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$645.36 | S$1,200.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$700.26 | S$2,500.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$710.76 | S$500.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$770.38 | S$500.00 | 23 Oct 2026 |
| ECICS | Comprehensive | S$783.87 | S$750.00 | 22 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$790.06 | S$600.00 | 21 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$846.05 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$859.23 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$859.23 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$905.83 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$921.79 | S$600.00 | 21 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$929.15 | S$500.00 | 23 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$934.41 (estimate) | S$800.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$938.99 | S$500.00 | 18 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$968.31 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Advantage | S$988.11 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Advantage | S$988.11 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,007.33 | S$3,000.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$1,101.22 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,101.22 | S$600.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,133.87 | S$750.00 | 22 Oct 2026 |
| Singlife | Motor Standard | S$1,157.85 | S$2,500.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,187.17 (estimate) | S$600.00 | 22 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,312.28 | S$3,000.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,348.17 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$1,586.26 | S$2,500.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Nissan Note in short

For the driver above, India International is cheapest for the Nissan Note today, at S$545.00 for its Comprehensive (any workshop or authorised workshops) plan. 17 insurers price it; the dearest of them, QBE, asks at least S$1,312.28, S$767.28 (141% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$934.41, 71% more. Against 6 similar cars (below) it costs 16% less than their average lowest price of S$646.89; none of them is cheaper to insure.

## How the Nissan Note price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$545.00 (as at 20 Oct 2026) |  | 17 | India International |
| The same driver with no NCD (0%) | S$934.41 (as at 21 Oct 2026) | S$389.41 more | 17 | DirectAsia |
| The same driver with 20% NCD | S$903.53 (as at 20 Oct 2026) | S$358.53 more | 17 | India International |
| Driver aged 27, 3 years’ driving, 30% NCD | S$934.41 (as at 21 Oct 2026) | S$389.41 more | 17 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$545.00 (as at 20 Oct 2026) | the same | 16 | India International |
| A new car (registered this year) | S$552.91 (as at 20 Oct 2026) | S$7.91 more | 16 | India International |
| A car 8 years old | S$545.00 (as at 20 Oct 2026) | the same | 17 | India International |

## The Nissan Note on our quote form

We priced the Nissan Note 1.2 (1,198cc), the version most of our insurers quote.

## Insurers with no online price for the Nissan Note

- Budget Direct: This insurer has no online price for this car model yet.

## The Nissan Note against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Mercedes-Benz GLB](https://shentonbrokers.com/prices/car/mercedes-benz-glb) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 12 |
| [Honda Jazz / Fit](https://shentonbrokers.com/prices/car/honda-jazz) | 1,317cc | S$622.34 (as at 20 Oct 2026) | 17 |
| [Toyota C-HR](https://shentonbrokers.com/prices/car/toyota-c-hr) | 1,197cc | S$552.91 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz A-Class](https://shentonbrokers.com/prices/car/mercedes-benz-a-class) | 1,332cc | S$755.55 (as at 23 Oct 2026) | 16 |
| [Mercedes-Benz GLA](https://shentonbrokers.com/prices/car/mercedes-benz-gla) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 15 |
| [Mitsubishi Attrage](https://shentonbrokers.com/prices/car/mitsubishi-attrage) | 1,193cc | S$622.34 (as at 20 Oct 2026) | 17 |

## COE for the Nissan Note

With a 1,198cc engine, the Nissan Note 1.2 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=nissan&model=nissan-note-1-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/nissan-note