# Car insurance: Mitsubishi Pajero 3.8, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Mitsubishi Pajero 3.8
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,127.93 | S$600.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$1,221.91 | S$2,500.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,255.56 | S$3,000.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$1,283.72 | S$500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,319.75 (estimate) | S$800.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,335.28 | S$600.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,367.61 (estimate) | S$800.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,393.79 | S$500.00 | 18 Oct 2026 |
| Singlife | Motor Standard | S$1,443.17 | S$2,500.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,587.01 | S$600.00 | 21 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,600.60 | S$1,200.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,643.04 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,643.04 | S$600.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,789.62 (estimate) | S$600.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,904.13 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$1,977.13 | S$2,500.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$2,135.96 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$2,135.96 | S$600.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Mitsubishi Pajero in short

For the driver above, Sompo is cheapest for the Mitsubishi Pajero today, at S$1,127.93 for its Comprehensive Cover – Authorised Workshop Plan plan. 11 insurers price it; the dearest of them, Liberty, asks at least S$1,789.62, S$661.69 (59% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,319.75, 17% more. Against 5 similar cars (below) it costs 3% less than their average lowest price of S$1,160.67; 4 of them are cheaper to insure.

## How the Mitsubishi Pajero price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,127.93 (as at 20 Oct 2026) |  | 11 | Sompo |
| The same driver with no NCD (0%) | S$1,319.75 (as at 21 Oct 2026) | S$191.82 more | 11 | DirectAsia |
| The same driver with 20% NCD | S$1,319.75 (as at 21 Oct 2026) | S$191.82 more | 11 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,319.75 (as at 21 Oct 2026) | S$191.82 more | 11 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,193.56 (as at 20 Oct 2026) | S$65.63 more | 10 | Singlife |
| A new car (registered this year) | S$1,161.86 (as at 20 Oct 2026) | S$33.93 more | 10 | Sompo |
| A car 8 years old | S$1,073.61 (as at 20 Oct 2026) | S$54.32 less | 11 | Sompo |

## The Mitsubishi Pajero on our quote form

We priced the Mitsubishi Pajero 3.8 (3,828cc), the version most of our insurers quote.

Versions on the form:

- [Mitsubishi Pajero 3.8](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-pajero-3-8&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (3,828cc)
- [Mitsubishi Pajero 2000i](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-pajero-2000i&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,999cc)

## Insurers with no online price for the Mitsubishi Pajero

- Allianz: This insurer doesn’t offer this cover online.
- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Great Eastern: This insurer's online price is for electric cars only.
- India International: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.

## The Mitsubishi Pajero against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [BMW 735i](https://shentonbrokers.com/prices/car/bmw-735i) | 3,600cc | S$1,061.44 (as at 20 Oct 2026) | 9 |
| [BMW 735Li](https://shentonbrokers.com/prices/car/bmw-735li) | 3,600cc | S$1,061.44 (as at 20 Oct 2026) | 7 |
| [Chrysler 300](https://shentonbrokers.com/prices/car/chrysler-300) | 3,518cc | S$1,675.24 (as at 20 Oct 2026) | 4 |
| [Lexus LS](https://shentonbrokers.com/prices/car/lexus-ls) | 3,456cc | S$933.67 (as at 20 Oct 2026) | 9 |
| [Mercedes-Benz CLS](https://shentonbrokers.com/prices/car/mercedes-benz-cls) | 3,498cc | S$1,071.54 (as at 20 Oct 2026) | 12 |

## COE for the Mitsubishi Pajero

With a 3,828cc engine, above 1,600cc, the Mitsubishi Pajero 3.8 needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-pajero-3-8&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/mitsubishi-pajero