# Car insurance: Mitsubishi Lancer GT, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Mitsubishi Lancer GT
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| HL Assurance | Car Protect360 Comprehensive | S$1,036.66 | S$1,200.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,168.60 | S$500.00 | 18 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,172.93 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,310.08 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,335.95 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,335.95 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$1,736.73 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,736.73 | S$600.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Mitsubishi Lancer GT in short

For the driver above, HL Assurance is cheapest for the Mitsubishi Lancer GT today, at S$1,036.66 for its Car Protect360 Comprehensive plan. 7 insurers price it; the dearest of them, QBE, asks at least S$2,062.16, S$1,025.50 (99% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,174.50, 110% more. Against 6 similar cars (below) it costs 7% more than their average lowest price of S$967.14; 4 of them are cheaper to insure.

## How the Mitsubishi Lancer GT price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,036.66 (as at 20 Oct 2026) |  | 7 | HL Assurance |
| The same driver with no NCD (0%) | S$2,174.50 (as at 18 Oct 2026) | S$1,137.84 more | 7 | UOI |
| The same driver with 20% NCD | S$1,741.59 (as at 20 Oct 2026) | S$704.93 more | 7 | HL Assurance |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,870.33 (as at 20 Oct 2026) | S$833.67 more | 7 | FWD |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,281.77 (as at 20 Oct 2026) | S$245.11 more | 6 | Sompo |
| A new car (registered this year) | S$1,102.81 (as at 20 Oct 2026) | S$66.15 more | 7 | HL Assurance |
| A car 8 years old | S$1,014.58 (as at 20 Oct 2026) | S$22.08 less | 7 | HL Assurance |

## The Mitsubishi Lancer GT on our quote form

We priced the Mitsubishi Lancer GT (2,360cc), the version most of our insurers quote.

## Insurers with no online price for the Mitsubishi Lancer GT

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Mitsubishi Lancer GT against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Honda Odyssey](https://shentonbrokers.com/prices/car/honda-odyssey) | 2,354cc | S$811.71 (as at 20 Oct 2026) | 17 |
| [Audi RS 3 Sedan](https://shentonbrokers.com/prices/car/audi-rs-3-sedan) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 3 |
| [Audi RS 3 Sportback](https://shentonbrokers.com/prices/car/audi-rs-3-sportback) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 4 |

## COE for the Mitsubishi Lancer GT

With a 2,360cc engine, above 1,600cc, the Mitsubishi Lancer GT needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-lancer-gt&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/mitsubishi-lancer-gt