# Car insurance: Mitsubishi Lancer EX 1.6 AT, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Mitsubishi Lancer EX 1.6 AT
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$721.59 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$872.47 | S$1,200.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$919.61 | S$2,500.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$933.33 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$933.33 | S$600.00 | 20 Oct 2026 |
| ECICS | Comprehensive | S$942.16 | S$750.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$984.55 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,020.27 (estimate) | S$800.00 | 21 Oct 2026 |
| MS First Capital | Comprehensive | S$1,043.77 | S$500.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,085.13 | S$500.00 | 18 Oct 2026 |
| Singlife | Motor Lite | S$1,108.94 | S$3,000.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,168.16 | S$600.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,170.64 | S$500.00 | 23 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,172.93 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,183.96 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,205.47 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,205.47 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Standard | S$1,274.65 | S$2,500.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,292.16 | S$750.00 | 22 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,304.51 (estimate) | S$600.00 | 22 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,323.73 | S$600.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,420.52 (estimate) | S$800.00 | 21 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,547.02 | S$500.00 | 23 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,696.94 | S$2,000.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$1,746.28 | S$2,500.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Mitsubishi Lancer EX in short

For the driver above, India International is cheapest for the Mitsubishi Lancer EX today, at S$721.59 for its Comprehensive (any workshop or authorised workshops) plan. 17 insurers price it; the dearest of them, QBE, asks at least S$2,062.16, S$1,340.57 (186% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$984.55, 36% more. Against 6 similar cars (below) it costs 5% more than their average lowest price of S$689.68; 3 of them are cheaper to insure.

## How the Mitsubishi Lancer EX price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$721.59 (as at 20 Oct 2026) |  | 17 | India International |
| The same driver with no NCD (0%) | S$984.55 (as at 21 Oct 2026) | S$262.96 more | 17 | DirectAsia |
| The same driver with 20% NCD | S$984.55 (as at 21 Oct 2026) | S$262.96 more | 17 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$984.55 (as at 21 Oct 2026) | S$262.96 more | 17 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$721.59 (as at 20 Oct 2026) | the same | 16 | India International |
| A new car (registered this year) | S$742.90 (as at 20 Oct 2026) | S$21.31 more | 16 | India International |
| A car 8 years old | S$660.69 (as at 20 Oct 2026) | S$60.90 less | 17 | India International |

## The Mitsubishi Lancer EX on our quote form

We priced the Mitsubishi Lancer EX 1.6 AT (1,590cc), the version most of our insurers quote.

Versions on the form:

- [Mitsubishi Lancer EX 1.6 AT](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-lancer-ex-1-6-at&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,590cc)
- [Mitsubishi Lancer EX 2.0 GT CVT ABS D/AB HID SR](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-lancer-ex-2-0-gt-cvt-abs-d-ab-hid-sr&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,998cc)
- [Mitsubishi Lancer EX 2.0 Ralliart](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-lancer-ex-2-0-ralliart&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,998cc)

## Insurers with no online price for the Mitsubishi Lancer EX

- Budget Direct: This insurer has no online price for this car model yet.

## The Mitsubishi Lancer EX against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Corolla Altis](https://shentonbrokers.com/prices/car/toyota-corolla-altis) | 1,598cc | S$642.42 (as at 20 Oct 2026) | 18 |
| [Mazda 3](https://shentonbrokers.com/prices/car/mazda-3) | 1,496cc | S$730.18 (as at 20 Oct 2026) | 14 |
| [Toyota Sienta](https://shentonbrokers.com/prices/car/toyota-sienta) | 1,496cc | S$604.07 (as at 20 Oct 2026) | 17 |
| [BMW X1](https://shentonbrokers.com/prices/car/bmw-x1) | 1,499cc | S$797.41 (as at 22 Oct 2026) | 17 |
| [Honda Freed](https://shentonbrokers.com/prices/car/honda-freed) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |
| [Hyundai Kona](https://shentonbrokers.com/prices/car/hyundai-kona) | 1,591cc | S$721.59 (as at 20 Oct 2026) | 16 |

## COE for the Mitsubishi Lancer EX

With a 1,590cc engine, the Mitsubishi Lancer EX 1.6 AT needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-lancer-ex-1-6-at&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/mitsubishi-lancer-ex