# Car insurance: Mitsubishi Colt 1.1, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Mitsubishi Colt 1.1
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MS First Capital | Comprehensive | S$799.97 | S$500.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$800.37 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$800.37 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$807.49 | S$1,200.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$875.11 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$905.83 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$981.17 (estimate) | S$800.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,010.95 | S$500.00 | 18 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,016.77 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,042.36 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,042.36 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,415.66 (estimate) | S$800.00 | 21 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Mitsubishi Colt in short

For the driver above, MS First Capital is cheapest for the Mitsubishi Colt today, at S$799.97 for its Comprehensive plan. 8 insurers price it; the dearest of them, UOI, asks at least S$1,010.95, S$210.98 (26% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$981.17, 23% more. Against 6 similar cars (below) it costs 27% more than their average lowest price of S$627.84; 6 of them are cheaper to insure.

## How the Mitsubishi Colt price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$799.97 (as at 20 Oct 2026) |  | 8 | MS First Capital |
| The same driver with no NCD (0%) | S$981.17 (as at 21 Oct 2026) | S$181.20 more | 8 | DirectAsia |
| The same driver with 20% NCD | S$981.17 (as at 21 Oct 2026) | S$181.20 more | 8 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$981.17 (as at 21 Oct 2026) | S$181.20 more | 8 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$800.37 (as at 20 Oct 2026) | S$0.40 more | 7 | FWD |
| A new car (registered this year) | S$800.37 (as at 20 Oct 2026) | S$0.40 more | 8 | FWD |
| A car 8 years old | S$754.05 (as at 20 Oct 2026) | S$45.92 less | 8 | MS First Capital |

## The Mitsubishi Colt on our quote form

We priced the Mitsubishi Colt 1.1 (1,124cc), the version most of our insurers quote.

Versions on the form:

- [Mitsubishi Colt 1.1](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-colt-1-1&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,124cc)
- [Mitsubishi Colt 1.3](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-colt-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,322cc)
- [Mitsubishi Colt 1.5](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-colt-1-5&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,499cc)
- [Mitsubishi Colt Turbo Version-R](https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-colt-turbo-version-r&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,468cc)

## Insurers with no online price for the Mitsubishi Colt

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Mitsubishi Colt against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota C-HR](https://shentonbrokers.com/prices/car/toyota-c-hr) | 1,197cc | S$552.91 (as at 20 Oct 2026) | 17 |
| [Nissan Kicks e-Power](https://shentonbrokers.com/prices/car/nissan-kicks) | 1,198cc | S$590.12 (as at 20 Oct 2026) | 12 |
| [Audi A1](https://shentonbrokers.com/prices/car/audi-a1) | 999cc | S$660.69 (as at 20 Oct 2026) | 15 |
| [Audi Q2](https://shentonbrokers.com/prices/car/audi-q2) | 999cc | S$660.69 (as at 20 Oct 2026) | 17 |
| [Chery A1](https://shentonbrokers.com/prices/car/chery-a1) | 1,083cc | S$757.60 (as at 20 Oct 2026) | 4 |
| [Chery QQ](https://shentonbrokers.com/prices/car/chery-qq) | 1,051cc | S$545.00 (as at 20 Oct 2026) | 12 |

## COE for the Mitsubishi Colt

With a 1,124cc engine, the Mitsubishi Colt 1.1 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=mitsubishi&model=mitsubishi-colt-1-1&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/mitsubishi-colt