# Car insurance: Mercedes-Benz A 180 1.3, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Mercedes-Benz A 180 1.3
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| ERGO | SMART Comprehensive | S$755.55 | S$500.00 | 23 Oct 2026 |
| India International | Comprehensive (any workshop or authorised workshops) | S$787.96 | S$600.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$797.86 | S$2,000.00 | 21 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$806.14 | S$1,200.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$808.68 | S$600.00 | 21 Oct 2026 |
| ECICS | Comprehensive | S$839.38 | S$750.00 | 22 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$866.20 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$885.41 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$885.41 | S$600.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$900.37 | S$500.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$907.38 | S$2,500.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$914.76 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$915.98 | S$500.00 | 18 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$932.09 | S$500.00 | 23 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$964.91 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$999.89 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Advantage | S$1,018.39 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Advantage | S$1,018.39 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,020.55 | S$3,000.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,030.09 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,106.75 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,106.75 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Standard | S$1,173.06 | S$2,500.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,189.39 | S$750.00 | 22 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,297.86 | S$3,000.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,392.16 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$1,607.09 | S$2,500.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Mercedes-Benz A-Class in short

For the driver above, ERGO is cheapest for the Mercedes-Benz A-Class today, at S$755.55 for its SMART Comprehensive plan. 16 insurers price it; the dearest of them, QBE, asks at least S$1,297.86, S$542.31 (72% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$964.91, 28% more. Against 6 similar cars (below) it costs 8% more than their average lowest price of S$698.49; 4 of them are cheaper to insure.

## How the Mercedes-Benz A-Class price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$755.55 (as at 23 Oct 2026) |  | 16 | ERGO |
| The same driver with no NCD (0%) | S$964.91 (as at 21 Oct 2026) | S$209.36 more | 16 | DirectAsia |
| The same driver with 20% NCD | S$964.91 (as at 21 Oct 2026) | S$209.36 more | 16 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$964.91 (as at 21 Oct 2026) | S$209.36 more | 16 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$787.96 (as at 20 Oct 2026) | S$32.41 more | 15 | India International |
| A new car (registered this year) | S$694.42 (as at 23 Oct 2026) | S$61.13 less | 15 | ERGO |
| A car 8 years old | S$721.59 (as at 20 Oct 2026) | S$33.96 less | 16 | India International |

## The Mercedes-Benz A-Class on our quote form

We priced the Mercedes-Benz A 180 1.3 (1,332cc), the version most of our insurers quote.

Versions on the form:

- [Mercedes-Benz A 150](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-150&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,498cc)
- [Mercedes-Benz A 160 CDI](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-160-cdi&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,991cc)
- [Mercedes-Benz A 160 Classic Automatic](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-160-classic-automatic&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Mercedes-Benz A 170](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-170&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,699cc)
- [Mercedes-Benz A 180 (A)](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-180-a&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,595cc)
- [Mercedes-Benz A 180 1.3](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-180-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,332cc)
- [Mercedes-Benz A 180 CDI](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-180-cdi&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,991cc)
- [Mercedes-Benz A 200](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-200&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,034cc)
- [Mercedes-Benz A 200 CDI](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-200-cdi&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,991cc)
- [Mercedes-Benz A 250 SPRT](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-250-sprt&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,991cc)
- [Mercedes-Benz A200 1.6](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a200-1-6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,595cc)
- [Mercedes-Benz A200 AMG](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a200-amg&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,332cc)
- [Mercedes-Benz A200 AMG LINE SALOON](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a200-amg-line-saloon&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,332cc)
- [Mercedes-Benz A200 SALOON PROGRESSIVE](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a200-saloon-progressive&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,332cc)
- [Mercedes-Benz A200 Sport Sedan](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a200-sport-sedan&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,332cc)
- [Mercedes-Benz A250 1.3](https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a250-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,332cc)

## Insurers with no online price for the Mercedes-Benz A-Class

- Budget Direct: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.

## The Mercedes-Benz A-Class against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Mazda 3](https://shentonbrokers.com/prices/car/mazda-3) | 1,496cc | S$730.18 (as at 20 Oct 2026) | 14 |
| [Toyota Sienta](https://shentonbrokers.com/prices/car/toyota-sienta) | 1,496cc | S$604.07 (as at 20 Oct 2026) | 17 |
| [BMW X1](https://shentonbrokers.com/prices/car/bmw-x1) | 1,499cc | S$797.41 (as at 22 Oct 2026) | 17 |
| [Honda Freed](https://shentonbrokers.com/prices/car/honda-freed) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |
| [Honda Vezel](https://shentonbrokers.com/prices/car/honda-vezel) | 1,496cc | S$774.41 (as at 21 Oct 2026) | 16 |
| [Honda HR-V](https://shentonbrokers.com/prices/car/honda-hr-v) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |

## COE for the Mercedes-Benz A-Class

With a 1,332cc engine, the Mercedes-Benz A 180 1.3 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=mercedes-benz&model=mercedes-benz-a-180-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/mercedes-benz-a-class