# Car insurance: Mazda 6 MPS, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Mazda 6 MPS
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| ECICS | Comprehensive | S$906.03 | S$750.00 | 22 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,001.09 | S$1,200.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,041.15 | S$500.00 | 23 Oct 2026 |
| FWD | Drivo Classic | S$1,051.76 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,051.76 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,068.61 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,107.37 (estimate) | S$800.00 | 21 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,123.32 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,143.73 | S$600.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,256.02 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Premium | S$1,314.71 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,314.71 | S$600.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,355.21 | S$500.00 | 23 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,366.19 (estimate) | S$600.00 | 22 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,501.01 | S$500.00 | 18 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,541.77 (estimate) | S$800.00 | 21 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Mazda 6 MPS in short

For the driver above, ECICS is cheapest for the Mazda 6 MPS today, at S$906.03 for its Comprehensive plan. 10 insurers price it; the dearest of them, UOI, asks at least S$1,501.01, S$594.98 (66% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,068.61, 18% more. Against 6 similar cars (below) it costs 12% more than their average lowest price of S$805.99; 6 of them are cheaper to insure.

## How the Mazda 6 MPS price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$906.03 (as at 22 Oct 2026) |  | 10 | ECICS |
| The same driver with no NCD (0%) | S$1,068.61 (as at 21 Oct 2026) | S$162.58 more | 10 | DirectAsia |
| The same driver with 20% NCD | S$1,068.61 (as at 21 Oct 2026) | S$162.58 more | 10 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,068.61 (as at 21 Oct 2026) | S$162.58 more | 10 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,051.76 (as at 20 Oct 2026) | S$145.73 more | 9 | FWD |
| A new car (registered this year) | S$1,018.97 (as at 23 Oct 2026) | S$112.94 more | 9 | ERGO |
| A car 8 years old | S$854.25 (as at 22 Oct 2026) | S$51.78 less | 10 | ECICS |

## The Mazda 6 MPS on our quote form

We priced the Mazda 6 MPS (2,261cc), the version most of our insurers quote.

## Insurers with no online price for the Mazda 6 MPS

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer doesn’t offer this cover online.
- Budget Direct: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Mazda 6 MPS against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz E-Class](https://shentonbrokers.com/prices/car/mercedes-benz-e-class) | 1,991cc | S$861.03 (as at 20 Oct 2026) | 15 |
| [BMW 5 Series](https://shentonbrokers.com/prices/car/bmw-5-series) | 1,998cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |

## COE for the Mazda 6 MPS

With a 2,261cc engine, above 1,600cc, the Mazda 6 MPS needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=mazda&model=mazda-6-mps&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/mazda-6-mps