# Car insurance: Lexus UX 300h 2.0 Luxury, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Lexus UX 300h 2.0 Luxury
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$957.38 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,096.07 | S$600.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,207.67 | S$2,000.00 | 21 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,243.33 | S$500.00 | 23 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,285.08 | S$600.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,326.73 | S$500.00 | 18 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,427.65 | S$3,000.00 | 22 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,518.14 | S$600.00 | 21 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,654.71 | S$500.00 | 23 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$2,078.39 (estimate) | S$600.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Lexus UX 300h in short

For the driver above, Sompo is cheapest for the Lexus UX 300h today, at S$957.38 for its Comprehensive Cover – Authorised Workshop Plan plan. 8 insurers price it; the dearest of them, Liberty, asks at least S$2,078.39, S$1,121.01 (117% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$1,957.98, 105% more. Against 6 similar cars (below) it costs 11% more than their average lowest price of S$859.06; 5 of them are cheaper to insure.

## How the Lexus UX 300h price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$957.38 (as at 20 Oct 2026) |  | 8 | Sompo |
| The same driver with no NCD (0%) | S$1,871.58 (as at 20 Oct 2026) | S$914.20 more | 8 | Sompo |
| The same driver with 20% NCD | S$1,498.19 (as at 20 Oct 2026) | S$540.81 more | 8 | Sompo |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,957.98 (as at 20 Oct 2026) | S$1,000.60 more | 8 | Sompo |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,046.23 (as at 20 Oct 2026) | S$88.85 more | 8 | Sompo |
| A new car (registered this year) | S$986.19 (as at 20 Oct 2026) | S$28.81 more | 7 | Sompo |
| A car 8 years old | S$911.27 (as at 20 Oct 2026) | S$46.11 less | 8 | Sompo |

## The Lexus UX 300h on our quote form

We priced the Lexus UX 300h 2.0 Luxury (1,987cc), the version most of our insurers quote.

## Insurers with no online price for the Lexus UX 300h

- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- Etiqa: This insurer has no online price for this car model yet.
- FWD: This insurer has no online price for this car model yet.
- HL Assurance: This insurer has no online price for this car model yet.
- Income: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Lexus UX 300h against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz E-Class](https://shentonbrokers.com/prices/car/mercedes-benz-e-class) | 1,991cc | S$861.03 (as at 20 Oct 2026) | 15 |
| [BMW 5 Series](https://shentonbrokers.com/prices/car/bmw-5-series) | 1,998cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Toyota Voxy](https://shentonbrokers.com/prices/car/toyota-voxy) | 1,797cc | S$763.41 (as at 20 Oct 2026) | 15 |
| [Mercedes-Benz GLC](https://shentonbrokers.com/prices/car/mercedes-benz-glc) | 1,991cc | S$925.60 (as at 20 Oct 2026) | 16 |
| [BMW 3 Series](https://shentonbrokers.com/prices/car/bmw-3-series) | 1,998cc | S$1,000.41 (as at 20 Oct 2026) | 17 |

## COE for the Lexus UX 300h

With a 1,987cc engine, above 1,600cc, the Lexus UX 300h 2.0 Luxury needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=lexus&model=lexus-ux-300h-2-0-luxury&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/lexus-ux-300h