# Car insurance: Lexus LBX 1.5 Cool, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Lexus LBX 1.5 Cool
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| ECICS | Comprehensive | S$822.60 | S$750.00 | 22 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$930.08 | S$2,500.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$937.07 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$956.98 | S$600.00 | 21 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$973.08 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,006.05 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,006.05 | S$600.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,072.46 | S$500.00 | 23 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,077.94 | S$2,000.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,111.41 | S$600.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,172.51 | S$500.00 | 18 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,172.60 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Premium | S$1,307.87 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,307.87 | S$600.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,401.56 | S$500.00 | 23 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,643.96 | S$3,000.00 | 22 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,979.94 (estimate) | S$600.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Lexus LBX in short

For the driver above, ECICS is cheapest for the Lexus LBX today, at S$822.60 for its Comprehensive plan. 12 insurers price it; the dearest of them, Liberty, asks at least S$1,979.94, S$1,157.34 (141% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,645.19, 100% more. Against 6 similar cars (below) it costs 21% more than their average lowest price of S$680.10; 6 of them are cheaper to insure.

## How the Lexus LBX price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$822.60 (as at 22 Oct 2026) |  | 12 | ECICS |
| The same driver with no NCD (0%) | S$1,645.19 (as at 22 Oct 2026) | S$822.59 more | 12 | ECICS |
| The same driver with 20% NCD | S$1,316.15 (as at 22 Oct 2026) | S$493.55 more | 12 | ECICS |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,408.47 (as at 20 Oct 2026) | S$585.87 more | 12 | FWD |
| Driver aged 65, 20 years’ driving, 50% NCD | S$983.54 (as at 22 Oct 2026) | S$160.94 more | 12 | ECICS |
| A new car (registered this year) | S$921.97 (as at 20 Oct 2026) | S$99.37 more | 11 | Etiqa |
| A car 8 years old | S$775.59 (as at 22 Oct 2026) | S$47.01 less | 12 | ECICS |

## The Lexus LBX on our quote form

We priced the Lexus LBX 1.5 Cool (1,490cc), the version most of our insurers quote.

Versions on the form:

- [Lexus LBX 1.5 Cool](https://shentonbrokers.com/quote/car?brand=lexus&model=lexus-lbx-1-5-cool&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,490cc)
- [Lexus LBX 1.5 Elegant](https://shentonbrokers.com/quote/car?brand=lexus&model=lexus-lbx-1-5-elegant&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,490cc)
- [Lexus LBX 1.5 Urbanite](https://shentonbrokers.com/quote/car?brand=lexus&model=lexus-lbx-1-5-urbanite&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,490cc)

## Insurers with no online price for the Lexus LBX

- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- HL Assurance: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Lexus LBX against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Corolla Altis](https://shentonbrokers.com/prices/car/toyota-corolla-altis) | 1,598cc | S$642.42 (as at 20 Oct 2026) | 18 |
| [Mazda 3](https://shentonbrokers.com/prices/car/mazda-3) | 1,496cc | S$730.18 (as at 20 Oct 2026) | 14 |
| [Toyota Sienta](https://shentonbrokers.com/prices/car/toyota-sienta) | 1,496cc | S$604.07 (as at 20 Oct 2026) | 17 |
| [BMW X1](https://shentonbrokers.com/prices/car/bmw-x1) | 1,499cc | S$797.41 (as at 22 Oct 2026) | 17 |
| [Mercedes-Benz GLB](https://shentonbrokers.com/prices/car/mercedes-benz-glb) | 1,332cc | S$664.09 (as at 21 Oct 2026) | 12 |
| [Honda Freed](https://shentonbrokers.com/prices/car/honda-freed) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |

## COE for the Lexus LBX

With a 1,490cc engine, the Lexus LBX 1.5 Cool needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=lexus&model=lexus-lbx-1-5-cool&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/lexus-lbx