# Car insurance: Land Rover Freelander 2 2.0 Si4 HSE (A), 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Land Rover Freelander 2 2.0 Si4 HSE (A)
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$985.91 | S$2,500.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,044.24 | S$2,000.00 | 21 Oct 2026 |
| MS First Capital | Comprehensive | S$1,107.34 | S$500.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,116.52 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$1,176.08 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,176.08 | S$600.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,249.52 | S$500.00 | 23 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,256.99 (estimate) | S$800.00 | 21 Oct 2026 |
| India International | Comprehensive (any workshop or authorised workshops) | S$1,275.73 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,287.60 | S$1,200.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,302.59 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Lite | S$1,436.87 | S$3,000.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,462.58 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,470.10 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,470.10 | S$600.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,612.42 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Standard | S$1,651.57 | S$2,500.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,663.87 | S$500.00 | 23 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,759.33 | S$3,000.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,813.60 (estimate) | S$800.00 | 21 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$2,029.31 (estimate) | S$600.00 | 22 Oct 2026 |
| Singlife | Motor Prestige | S$2,262.65 | S$2,500.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Land Rover Freelander in short

For the driver above, Etiqa is cheapest for the Land Rover Freelander today, at S$985.91 for its Private Car Insurance – Comprehensive (Authorised Workshop) plan. 14 insurers price it; the dearest of them, Liberty, asks at least S$2,029.31, S$1,043.40 (106% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,256.99, 27% more. Against 6 similar cars (below) it costs 14% more than their average lowest price of S$862.19; 6 of them are cheaper to insure.

## How the Land Rover Freelander price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$985.91 (as at 20 Oct 2026) |  | 14 | Etiqa |
| The same driver with no NCD (0%) | S$1,256.99 (as at 21 Oct 2026) | S$271.08 more | 14 | DirectAsia |
| The same driver with 20% NCD | S$1,256.99 (as at 21 Oct 2026) | S$271.08 more | 14 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,256.99 (as at 21 Oct 2026) | S$271.08 more | 14 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,152.87 (as at 20 Oct 2026) | S$166.96 more | 13 | Etiqa |
| A new car (registered this year) | S$962.54 (as at 20 Oct 2026) | S$23.37 less | 12 | Etiqa |
| A car 8 years old | S$927.30 (as at 20 Oct 2026) | S$58.61 less | 14 | Etiqa |

## The Land Rover Freelander on our quote form

We priced the Land Rover Freelander 2 2.0 Si4 HSE (A) (1,999cc), the version most of our insurers quote.

Versions on the form:

- [Land Rover Freelander 1.8](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-1-8&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,796cc)
- [Land Rover Freelander 2 2.0 Si4 HSE (A)](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-2-0-si4-hse-a&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,999cc)
- [Land Rover Freelander 2 2.2 SE TD4 DIESEL (A)](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-2-2-se-td4-diesel-a&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,179cc)
- [Land Rover Freelander 2 3.2](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-3-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (3,192cc)
- [Land Rover Freelander 2 TD4](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-td4&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,179cc)
- [Land Rover Freelander 2.2](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,179cc)
- [Land Rover Freelander 2.5 V6](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-5-v6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,497cc)
- [Land Rover Freelander 3.2 i6](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-3-2-i6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (3,191cc)

## Insurers with no online price for the Land Rover Freelander

- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- Great Eastern: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## The Land Rover Freelander against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz E-Class](https://shentonbrokers.com/prices/car/mercedes-benz-e-class) | 1,991cc | S$861.03 (as at 20 Oct 2026) | 15 |
| [BMW 5 Series](https://shentonbrokers.com/prices/car/bmw-5-series) | 1,998cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Toyota Voxy](https://shentonbrokers.com/prices/car/toyota-voxy) | 1,797cc | S$763.41 (as at 20 Oct 2026) | 15 |
| [Lexus NX](https://shentonbrokers.com/prices/car/lexus-nx) | 1,998cc | S$972.39 (as at 20 Oct 2026) | 16 |
| [Lexus RX](https://shentonbrokers.com/prices/car/lexus-rx) | 1,998cc | S$972.39 (as at 20 Oct 2026) | 16 |

## COE for the Land Rover Freelander

With a 1,999cc engine, above 1,600cc, the Land Rover Freelander 2 2.0 Si4 HSE (A) needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-freelander-2-2-0-si4-hse-a&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/land-rover-freelander