# Car insurance: Land Rover Discovery 2.5, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Land Rover Discovery 2.5
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MS First Capital | Comprehensive | S$1,283.72 | S$500.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,310.08 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,392.94 | S$1,200.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,494.82 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,494.82 | S$600.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,739.12 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$1,943.25 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,943.25 | S$600.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Land Rover Discovery in short

For the driver above, MS First Capital is cheapest for the Land Rover Discovery today, at S$1,283.72 for its Comprehensive plan. 6 insurers price it; the dearest of them, Sompo, asks at least S$1,739.12, S$455.40 (35% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,758.07, 115% more. Against 6 similar cars (below) it costs 44% more than their average lowest price of S$892.30; 5 of them are cheaper to insure.

## How the Land Rover Discovery price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,283.72 (as at 20 Oct 2026) |  | 6 | MS First Capital |
| The same driver with no NCD (0%) | S$2,758.07 (as at 20 Oct 2026) | S$1,474.35 more | 6 | Great Eastern |
| The same driver with 20% NCD | S$2,162.05 (as at 20 Oct 2026) | S$878.33 more | 6 | MS First Capital |
| Driver aged 27, 3 years’ driving, 30% NCD | S$2,092.73 (as at 20 Oct 2026) | S$809.01 more | 6 | FWD |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,402.75 (as at 20 Oct 2026) | S$119.03 more | 5 | MS First Capital |
| A new car (registered this year) | S$1,322.23 (as at 20 Oct 2026) | S$38.51 more | 6 | MS First Capital |
| A car 8 years old | S$1,197.79 (as at 20 Oct 2026) | S$85.93 less | 6 | Great Eastern |

## The Land Rover Discovery on our quote form

We priced the Land Rover Discovery 2.5 (2,495cc), the version most of our insurers quote.

Versions on the form:

- [Land Rover Discovery 2.5](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-2-5&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,495cc)
- [Land Rover Discovery 2.5 2.0 SE 7-Seater](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-2-0-se-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,997cc)
- [Land Rover Discovery 2.5 2.0 Si4 HSE 7-Seater](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-2-0-si4-hse-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,997cc)
- [Land Rover Discovery 2.5 2.0 Si4 SE 7-Seater](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-2-0-si4-se-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,997cc)
- [Land Rover Discovery 3.0](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-3-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,995cc)
- [Land Rover Discovery 4 2.7 TDV6 HSE DIESEL (A)](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-4-2-7-tdv6-hse-diesel-a&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,720cc)
- [Land Rover Discovery 4 3.0 Diesel TDV6 HSE](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-4-3-0-diesel-tdv6-hse&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,993cc)
- [Land Rover Discovery 4.0](https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-4-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (3,946cc)

## Insurers with no online price for the Land Rover Discovery

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## The Land Rover Discovery against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Honda Odyssey](https://shentonbrokers.com/prices/car/honda-odyssey) | 2,354cc | S$811.71 (as at 20 Oct 2026) | 17 |
| [Mitsubishi Outlander](https://shentonbrokers.com/prices/car/mitsubishi-outlander) | 2,360cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Audi RS 3 Sedan](https://shentonbrokers.com/prices/car/audi-rs-3-sedan) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 3 |

## COE for the Land Rover Discovery

With a 2,495cc engine, above 1,600cc, the Land Rover Discovery 2.5 needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=land-rover&model=land-rover-discovery-2-5&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/land-rover-discovery