# Car insurance: Kia Sorento 2.2, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Kia Sorento 2.2
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Allianz | Allianz Motor Protect Comprehensive | S$839.25 | S$2,000.00 | 21 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$882.31 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$931.68 | S$1,200.00 | 20 Oct 2026 |
| ECICS | Comprehensive | S$932.75 | S$750.00 | 22 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$978.31 | S$2,500.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,029.77 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,029.77 | S$600.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$1,043.76 | S$500.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,062.36 | S$500.00 | 18 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,115.26 (estimate) | S$600.00 | 22 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,118.50 | S$600.00 | 21 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,143.73 | S$600.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,181.25 | S$500.00 | 23 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,254.15 | S$600.00 | 21 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,282.74 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Premium | S$1,313.36 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,313.36 | S$600.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,537.84 | S$500.00 | 23 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,600.70 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Kia Sorento in short

For the driver above, Allianz is cheapest for the Kia Sorento today, at S$839.25 for its Allianz Motor Protect Comprehensive plan. 14 insurers price it; the dearest of them, QBE, asks at least S$1,600.70, S$761.45 (91% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,724.85, 106% more. Against 6 similar cars (below) it costs 4% more than their average lowest price of S$805.99; 3 of them are cheaper to insure.

## How the Kia Sorento price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$839.25 (as at 21 Oct 2026) |  | 14 | Allianz |
| The same driver with no NCD (0%) | S$1,724.85 (as at 20 Oct 2026) | S$885.60 more | 14 | Sompo |
| The same driver with 20% NCD | S$1,380.72 (as at 20 Oct 2026) | S$541.47 more | 14 | Sompo |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,441.67 (as at 20 Oct 2026) | S$602.42 more | 14 | FWD |
| Driver aged 65, 20 years’ driving, 50% NCD | S$936.07 (as at 21 Oct 2026) | S$96.82 more | 13 | Allianz |
| A new car (registered this year) | S$839.25 (as at 21 Oct 2026) | the same | 13 | Allianz |
| A car 8 years old | S$839.25 (as at 21 Oct 2026) | the same | 14 | Allianz |

## The Kia Sorento on our quote form

We priced the Kia Sorento 2.2 (2,199cc), the version most of our insurers quote.

Versions on the form:

- [Kia Sorento 2.2](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-2-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,199cc)
- [Kia Sorento 2.2 1.6 Air 7-Seater](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-1-6-air-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Kia Sorento 2.2 1.6 Earth 7-Seater](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-1-6-earth-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Kia Sorento 2.2 1.6 SX 7-Seater](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-1-6-sx-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Kia Sorento 2.2 1.6 SX Tech 7-Seater](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-1-6-sx-tech-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Kia Sorento 2.2 1.6 SX Tech Pack 7-Seater](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-1-6-sx-tech-pack-7-seater&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,598cc)
- [Kia Sorento 2.4](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-2-4&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,351cc)
- [Kia SORENTO 2.4 EX (A)](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-2-4-ex-a&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,359cc)
- [Kia Sorento 2.5 CRDi Automatic](https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-2-5-crdi-automatic&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,497cc)

## Insurers with no online price for the Kia Sorento

- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Kia Sorento against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz E-Class](https://shentonbrokers.com/prices/car/mercedes-benz-e-class) | 1,991cc | S$861.03 (as at 20 Oct 2026) | 15 |
| [BMW 5 Series](https://shentonbrokers.com/prices/car/bmw-5-series) | 1,998cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |

## COE for the Kia Sorento

With a 2,199cc engine, above 1,600cc, the Kia Sorento 2.2 needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=kia&model=kia-sorento-2-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/kia-sorento