# Car insurance: Jaguar XF 2.0P, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Jaguar XF 2.0P
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$1,067.52 | S$2,500.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,230.92 | S$1,200.00 | 20 Oct 2026 |
| ECICS | Comprehensive | S$1,334.11 | S$750.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,347.98 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$1,368.64 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,368.64 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,377.75 | S$3,000.00 | 20 Oct 2026 |
| India International | Comprehensive (any workshop or authorised workshops) | S$1,393.86 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,396.87 (estimate) | S$800.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,433.20 | S$600.00 | 21 Oct 2026 |
| MS First Capital | Comprehensive | S$1,488.16 | S$500.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,535.78 | S$2,000.00 | 21 Oct 2026 |
| Singlife | Motor Standard | S$1,583.63 | S$2,500.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,677.30 | S$500.00 | 23 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,684.10 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Premium | S$1,710.80 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,710.80 | S$600.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,817.01 | S$3,000.00 | 22 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,927.21 | S$600.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,944.87 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Prestige | S$2,169.57 | S$2,500.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$2,297.63 | S$500.00 | 23 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$2,495.49 (estimate) | S$600.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Jaguar XF in short

For the driver above, Etiqa is cheapest for the Jaguar XF today, at S$1,067.52 for its Private Car Insurance – Comprehensive (Authorised Workshop) plan. 14 insurers price it; the dearest of them, Liberty, asks at least S$2,495.49, S$1,427.97 (134% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,347.98, 26% more. Against 6 similar cars (below) it costs 24% more than their average lowest price of S$862.19; 6 of them are cheaper to insure.

## How the Jaguar XF price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,067.52 (as at 20 Oct 2026) |  | 14 | Etiqa |
| The same driver with no NCD (0%) | S$1,347.98 (as at 21 Oct 2026) | S$280.46 more | 14 | DirectAsia |
| The same driver with 20% NCD | S$1,347.98 (as at 21 Oct 2026) | S$280.46 more | 14 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,347.98 (as at 21 Oct 2026) | S$280.46 more | 14 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,235.01 (as at 20 Oct 2026) | S$167.49 more | 13 | Etiqa |
| A new car (registered this year) | S$1,053.16 (as at 20 Oct 2026) | S$14.36 less | 12 | Etiqa |
| A car 8 years old | S$980.50 (as at 20 Oct 2026) | S$87.02 less | 14 | Etiqa |

## The Jaguar XF on our quote form

We priced the Jaguar XF 2.0P (1,999cc), the version most of our insurers quote.

Versions on the form:

- [Jaguar XF 2.0P](https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-xf-2-0p&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,999cc)
- [Jaguar XF 2.2 Diesel Luxury](https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-xf-2-2-diesel-luxury&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,179cc)
- [Jaguar XF 2.7D](https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-xf-2-7d&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,720cc)
- [Jaguar XF 3.0 V6](https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-xf-3-0-v6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,967cc)
- [Jaguar XF 3.0L V6D 500](https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-xf-3-0l-v6d-500&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,993cc)

## Insurers with no online price for the Jaguar XF

- Budget Direct: This insurer has no online price for this car model yet.
- Great Eastern: This insurer has no online price for this car model yet.
- Sompo: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## The Jaguar XF against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [Mercedes-Benz E-Class](https://shentonbrokers.com/prices/car/mercedes-benz-e-class) | 1,991cc | S$861.03 (as at 20 Oct 2026) | 15 |
| [BMW 5 Series](https://shentonbrokers.com/prices/car/bmw-5-series) | 1,998cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Toyota Voxy](https://shentonbrokers.com/prices/car/toyota-voxy) | 1,797cc | S$763.41 (as at 20 Oct 2026) | 15 |
| [Lexus NX](https://shentonbrokers.com/prices/car/lexus-nx) | 1,998cc | S$972.39 (as at 20 Oct 2026) | 16 |
| [Lexus RX](https://shentonbrokers.com/prices/car/lexus-rx) | 1,998cc | S$972.39 (as at 20 Oct 2026) | 16 |

## COE for the Jaguar XF

With a 1,999cc engine, above 1,600cc, the Jaguar XF 2.0P needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-xf-2-0p&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/jaguar-xf