# Car insurance: Jaguar S-Type 2.5 SE, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Jaguar S-Type 2.5 SE
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$1,068.68 | S$600.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$1,157.68 | S$2,500.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,210.83 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,331.62 | S$1,200.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,353.00 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,402.10 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Lite | S$1,432.40 | S$3,000.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,444.86 | S$600.00 | 21 Oct 2026 |
| Singlife | Motor Standard | S$1,646.43 | S$2,500.00 | 20 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,677.30 | S$500.00 | 23 Oct 2026 |
| MS First Capital | Comprehensive | S$1,725.19 | S$500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,952.12 (estimate) | S$800.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$2,001.61 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$2,008.90 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$2,008.90 | S$600.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$2,013.14 (estimate) | S$600.00 | 22 Oct 2026 |
| Singlife | Motor Prestige | S$2,255.62 | S$2,500.00 | 20 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$2,297.63 | S$500.00 | 23 Oct 2026 |
| FWD | Drivo Premium | S$2,611.57 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$2,611.57 | S$600.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Jaguar S-Type in short

For the driver above, India International is cheapest for the Jaguar S-Type today, at S$1,068.68 for its Comprehensive (any workshop or authorised workshops) plan. 12 insurers price it; the dearest of them, Liberty, asks at least S$2,013.14, S$944.46 (88% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,353.00, 27% more. Against 6 similar cars (below) it costs 20% more than their average lowest price of S$892.30; 5 of them are cheaper to insure.

## How the Jaguar S-Type price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,068.68 (as at 20 Oct 2026) |  | 12 | India International |
| The same driver with no NCD (0%) | S$1,353.00 (as at 21 Oct 2026) | S$284.32 more | 12 | DirectAsia |
| The same driver with 20% NCD | S$1,353.00 (as at 21 Oct 2026) | S$284.32 more | 12 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,353.00 (as at 21 Oct 2026) | S$284.32 more | 12 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,068.68 (as at 20 Oct 2026) | the same | 11 | India International |
| A new car (registered this year) | S$1,100.34 (as at 20 Oct 2026) | S$31.66 more | 10 | India International |
| A car 8 years old | S$977.95 (as at 20 Oct 2026) | S$90.73 less | 12 | India International |

## The Jaguar S-Type on our quote form

We priced the Jaguar S-Type 2.5 SE (2,497cc), the version most of our insurers quote.

## Insurers with no online price for the Jaguar S-Type

- Allianz: This insurer doesn’t offer this cover online.
- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- Great Eastern: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## The Jaguar S-Type against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Honda Odyssey](https://shentonbrokers.com/prices/car/honda-odyssey) | 2,354cc | S$811.71 (as at 20 Oct 2026) | 17 |
| [Mitsubishi Outlander](https://shentonbrokers.com/prices/car/mitsubishi-outlander) | 2,360cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Audi RS 3 Sedan](https://shentonbrokers.com/prices/car/audi-rs-3-sedan) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 3 |

## COE for the Jaguar S-Type

With a 2,497cc engine, above 1,600cc, the Jaguar S-Type 2.5 SE needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=jaguar&model=jaguar-s-type-2-5-se&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/jaguar-s-type