# Car insurance: Honda Accord Euro S, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Honda Accord Euro S
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$811.71 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$894.27 | S$600.00 | 21 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$946.98 | S$2,000.00 | 21 Oct 2026 |
| ECICS | Comprehensive | S$948.16 | S$750.00 | 22 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$974.02 | S$1,200.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,007.76 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,007.76 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,087.68 | S$600.00 | 21 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,123.32 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,143.73 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,149.24 (estimate) | S$800.00 | 21 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,186.21 (estimate) | S$600.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,190.90 (estimate) | S$800.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,191.88 | S$500.00 | 18 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$1,195.86 | S$2,500.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$1,210.02 | S$500.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,298.16 | S$750.00 | 22 Oct 2026 |
| FWD | Drivo Premium | S$1,302.72 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,302.72 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,658.11 (estimate) | S$800.00 | 21 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Honda Accord Euro S in short

For the driver above, India International is cheapest for the Honda Accord Euro S today, at S$811.71 for its Comprehensive (any workshop or authorised workshops) plan. 15 insurers price it; the dearest of them, QBE, asks at least S$2,062.16, S$1,250.45 (154% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,149.24, 42% more. Against 6 similar cars (below) it costs 17% less than their average lowest price of S$975.36; 2 of them are cheaper to insure.

## How the Honda Accord Euro S price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$811.71 (as at 20 Oct 2026) |  | 15 | India International |
| The same driver with no NCD (0%) | S$1,149.24 (as at 21 Oct 2026) | S$337.53 more | 15 | DirectAsia |
| The same driver with 20% NCD | S$1,149.24 (as at 21 Oct 2026) | S$337.53 more | 15 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,149.24 (as at 21 Oct 2026) | S$337.53 more | 15 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$811.71 (as at 20 Oct 2026) | the same | 14 | India International |
| A new car (registered this year) | S$836.07 (as at 20 Oct 2026) | S$24.36 more | 14 | India International |
| A car 8 years old | S$742.90 (as at 20 Oct 2026) | S$68.81 less | 15 | India International |

## The Honda Accord Euro S on our quote form

We priced the Honda Accord Euro S (2,354cc), the version most of our insurers quote.

## Insurers with no online price for the Honda Accord Euro S

- Budget Direct: This insurer has no online price for this car model yet.
- ERGO: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Honda Accord Euro S against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Mitsubishi Outlander](https://shentonbrokers.com/prices/car/mitsubishi-outlander) | 2,360cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Audi RS 3 Sedan](https://shentonbrokers.com/prices/car/audi-rs-3-sedan) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 3 |
| [Audi RS 3 Sportback](https://shentonbrokers.com/prices/car/audi-rs-3-sportback) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 4 |

## COE for the Honda Accord Euro S

With a 2,354cc engine, above 1,600cc, the Honda Accord Euro S needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=honda&model=honda-accord-euro-s&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/honda-accord-euro-s