# Car insurance: Ford Kuga Titanium 2.5 Turbo, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Ford Kuga Titanium 2.5 Turbo
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| Allianz | Allianz Motor Protect Comprehensive | S$1,017.60 | S$2,000.00 | 21 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$1,022.32 | S$1,200.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,059.60 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,062.36 | S$500.00 | 18 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,178.16 (estimate) | S$800.00 | 21 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,191.38 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,198.50 | S$600.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,220.92 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Classic | S$1,409.00 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,409.00 | S$600.00 | 20 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,439.50 | S$600.00 | 21 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,673.14 (estimate) | S$600.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,699.89 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,831.70 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,831.70 | S$600.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 | 22 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Ford Kuga Titanium in short

For the driver above, Allianz is cheapest for the Ford Kuga Titanium today, at S$1,017.60 for its Allianz Motor Protect Comprehensive plan. 11 insurers price it; the dearest of them, QBE, asks at least S$2,062.16, S$1,044.56 (103% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,178.16, 16% more. Against 6 similar cars (below) it costs 14% more than their average lowest price of S$892.30; 5 of them are cheaper to insure.

## How the Ford Kuga Titanium price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,017.60 (as at 21 Oct 2026) |  | 11 | Allianz |
| The same driver with no NCD (0%) | S$1,178.16 (as at 21 Oct 2026) | S$160.56 more | 11 | DirectAsia |
| The same driver with 20% NCD | S$1,178.16 (as at 21 Oct 2026) | S$160.56 more | 11 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,178.16 (as at 21 Oct 2026) | S$160.56 more | 11 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,134.99 (as at 21 Oct 2026) | S$117.39 more | 10 | Allianz |
| A new car (registered this year) | S$1,017.60 (as at 21 Oct 2026) | the same | 9 | Allianz |
| A car 8 years old | S$1,000.57 (as at 20 Oct 2026) | S$17.03 less | 11 | HL Assurance |

## The Ford Kuga Titanium on our quote form

We priced the Ford Kuga Titanium 2.5 Turbo (2,521cc), the version most of our insurers quote.

## Insurers with no online price for the Ford Kuga Titanium

- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Ford Kuga Titanium against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Camry](https://shentonbrokers.com/prices/car/toyota-camry) | 2,487cc | S$841.31 (as at 20 Oct 2026) | 17 |
| [Toyota Alphard](https://shentonbrokers.com/prices/car/toyota-alphard) | 2,493cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Toyota Vellfire](https://shentonbrokers.com/prices/car/toyota-vellfire) | 2,362cc | S$764.82 (as at 20 Oct 2026) | 17 |
| [Honda Odyssey](https://shentonbrokers.com/prices/car/honda-odyssey) | 2,354cc | S$811.71 (as at 20 Oct 2026) | 17 |
| [Mitsubishi Outlander](https://shentonbrokers.com/prices/car/mitsubishi-outlander) | 2,360cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Audi RS 3 Sedan](https://shentonbrokers.com/prices/car/audi-rs-3-sedan) | 2,480cc | S$1,310.08 (as at 20 Oct 2026) | 3 |

## COE for the Ford Kuga Titanium

With a 2,521cc engine, above 1,600cc, the Ford Kuga Titanium 2.5 Turbo needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=ford&model=ford-kuga-titanium-2-5-turbo&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/ford-kuga-titanium