# Car insurance: Daihatsu Copen 1.0, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Daihatsu Copen 1.0
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| HL Assurance | Car Protect360 Comprehensive | S$630.09 | S$1,200.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$890.60 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$892.45 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$901.47 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$934.17 (estimate) | S$800.00 | 21 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,177.08 | S$500.00 | 18 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,300.63 (estimate) | S$800.00 | 21 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Daihatsu Copen in short

For the driver above, HL Assurance is cheapest for the Daihatsu Copen today, at S$630.09 for its Car Protect360 Comprehensive plan. 5 insurers price it; the dearest of them, UOI, asks at least S$1,177.08, S$546.99 (87% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$901.47, 43% more. Against 6 similar cars (below) it costs about the same as their average lowest price of S$628.84; 3 of them are cheaper to insure.

## How the Daihatsu Copen price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$630.09 (as at 20 Oct 2026) |  | 5 | HL Assurance |
| The same driver with no NCD (0%) | S$901.47 (as at 21 Oct 2026) | S$271.38 more | 5 | DirectAsia |
| The same driver with 20% NCD | S$901.47 (as at 21 Oct 2026) | S$271.38 more | 5 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$901.47 (as at 21 Oct 2026) | S$271.38 more | 5 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$901.47 (as at 21 Oct 2026) | S$271.38 more | 4 | DirectAsia |
| A new car (registered this year) | S$670.28 (as at 20 Oct 2026) | S$40.19 more | 5 | HL Assurance |
| A car 8 years old | S$616.67 (as at 20 Oct 2026) | S$13.42 less | 5 | HL Assurance |

## The Daihatsu Copen on our quote form

We priced the Daihatsu Copen 1.0 (989cc), the version most of our insurers quote.

## Insurers with no online price for the Daihatsu Copen

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- FWD: This insurer has no online price for this car model yet.
- Income: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Daihatsu Copen against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Audi A1](https://shentonbrokers.com/prices/car/audi-a1) | 999cc | S$660.69 (as at 20 Oct 2026) | 15 |
| [Audi Q2](https://shentonbrokers.com/prices/car/audi-q2) | 999cc | S$660.69 (as at 20 Oct 2026) | 17 |
| [Chery A1](https://shentonbrokers.com/prices/car/chery-a1) | 1,083cc | S$757.60 (as at 20 Oct 2026) | 4 |
| [Chery QQ](https://shentonbrokers.com/prices/car/chery-qq) | 1,051cc | S$545.00 (as at 20 Oct 2026) | 12 |
| [Citroen C3](https://shentonbrokers.com/prices/car/citroen-c3) | 1,124cc | S$604.07 (as at 20 Oct 2026) | 10 |
| [Ford Fiesta Titanium](https://shentonbrokers.com/prices/car/ford-fiesta-titanium) | 998cc | S$545.00 (as at 20 Oct 2026) | 16 |

## COE for the Daihatsu Copen

With a 989cc engine, the Daihatsu Copen 1.0 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=daihatsu&model=daihatsu-copen-1-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/daihatsu-copen