# Car insurance: Citroen Grand C4 Picasso 1.8i 16v, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Citroen Grand C4 Picasso 1.8i 16v
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| HL Assurance | Car Protect360 Comprehensive | S$889.42 | S$1,200.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$981.70 | S$600.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$1,005.13 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$1,005.13 | S$600.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,038.09 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,172.51 | S$500.00 | 18 Oct 2026 |
| MS First Capital | Comprehensive | S$1,246.31 | S$500.00 | 20 Oct 2026 |
| FWD | Drivo Premium | S$1,270.32 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,270.32 | S$600.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Citroen Grand in short

For the driver above, HL Assurance is cheapest for the Citroen Grand today, at S$889.42 for its Car Protect360 Comprehensive plan. 7 insurers price it; the dearest of them, MS First Capital, asks at least S$1,246.31, S$356.89 (40% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,010.27, 126% more. Against 6 similar cars (below) it costs 28% more than their average lowest price of S$693.23; 6 of them are cheaper to insure.

## How the Citroen Grand price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$889.42 (as at 20 Oct 2026) |  | 7 | HL Assurance |
| The same driver with no NCD (0%) | S$2,010.27 (as at 20 Oct 2026) | S$1,120.85 more | 7 | FWD |
| The same driver with 20% NCD | S$1,494.22 (as at 20 Oct 2026) | S$604.80 more | 7 | HL Assurance |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,407.19 (as at 20 Oct 2026) | S$517.77 more | 7 | FWD |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,005.13 (as at 20 Oct 2026) | S$115.71 more | 6 | FWD |
| A new car (registered this year) | S$946.16 (as at 20 Oct 2026) | S$56.74 more | 7 | HL Assurance |
| A car 8 years old | S$870.47 (as at 20 Oct 2026) | S$18.95 less | 7 | HL Assurance |

## The Citroen Grand on our quote form

We priced the Citroen Grand C4 Picasso 1.8i 16v (1,749cc), the version most of our insurers quote.

Versions on the form:

- [Citroen Grand C4 Picasso 1.8i 16v](https://shentonbrokers.com/quote/car?brand=citroen&model=citroen-grand-c4-picasso-1-8i-16v&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,749cc)
- [Citroen Grand C4 Picasso 2.0](https://shentonbrokers.com/quote/car?brand=citroen&model=citroen-grand-c4-picasso-2-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,997cc)
- [Citroen Grand C4 Picasso HDi](https://shentonbrokers.com/quote/car?brand=citroen&model=citroen-grand-c4-picasso-hdi&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,560cc)
- [Citroen Grand C4 SpaceTourer 1.2](https://shentonbrokers.com/quote/car?brand=citroen&model=citroen-grand-c4-spacetourer-1-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,199cc)

## Insurers with no online price for the Citroen Grand

- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car.

## The Citroen Grand against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Corolla Altis](https://shentonbrokers.com/prices/car/toyota-corolla-altis) | 1,598cc | S$642.42 (as at 20 Oct 2026) | 18 |
| [Mazda 3](https://shentonbrokers.com/prices/car/mazda-3) | 1,496cc | S$730.18 (as at 20 Oct 2026) | 14 |
| [Toyota Sienta](https://shentonbrokers.com/prices/car/toyota-sienta) | 1,496cc | S$604.07 (as at 20 Oct 2026) | 17 |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [BMW X1](https://shentonbrokers.com/prices/car/bmw-x1) | 1,499cc | S$797.41 (as at 22 Oct 2026) | 17 |
| [Honda Freed](https://shentonbrokers.com/prices/car/honda-freed) | 1,496cc | S$642.42 (as at 20 Oct 2026) | 16 |

## COE for the Citroen Grand

With a 1,749cc engine, above 1,600cc, the Citroen Grand C4 Picasso 1.8i 16v needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=citroen&model=citroen-grand-c4-picasso-1-8i-16v&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/citroen-grand