# Car insurance: Chevrolet Spark 0.8, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Chevrolet Spark 0.8
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$545.00 | S$600.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$561.09 | S$500.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$599.77 | S$1,200.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$713.93 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$713.93 | S$600.00 | 20 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$725.43 | S$2,500.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$749.94 | S$2,000.00 | 21 Oct 2026 |
| ECICS | Comprehensive | S$763.00 | S$750.00 | 22 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$797.00 (estimate) | S$600.00 | 22 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$831.80 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$846.44 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$877.14 (estimate) | S$800.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$928.11 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$928.11 | S$600.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,007.77 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,028.67 | S$3,000.00 | 20 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,113.00 | S$750.00 | 22 Oct 2026 |
| Singlife | Motor Standard | S$1,182.38 | S$2,500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,221.24 (estimate) | S$800.00 | 21 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,543.01 | S$3,000.00 | 22 Oct 2026 |
| Singlife | Motor Prestige | S$1,619.85 | S$2,500.00 | 20 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Chevrolet Spark in short

For the driver above, India International is cheapest for the Chevrolet Spark today, at S$545.00 for its Comprehensive (any workshop or authorised workshops) plan. 14 insurers price it; the dearest of them, QBE, asks at least S$1,543.01, S$998.01 (183% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$846.44, 55% more.

## How the Chevrolet Spark price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$545.00 (as at 20 Oct 2026) |  | 14 | India International |
| The same driver with no NCD (0%) | S$846.44 (as at 21 Oct 2026) | S$301.44 more | 14 | DirectAsia |
| The same driver with 20% NCD | S$739.43 (as at 20 Oct 2026) | S$194.43 more | 14 | India International |
| Driver aged 27, 3 years’ driving, 30% NCD | S$845.70 (as at 20 Oct 2026) | S$300.70 more | 14 | India International |
| Driver aged 65, 20 years’ driving, 50% NCD | S$545.00 (as at 20 Oct 2026) | the same | 13 | India International |
| A new car (registered this year) | S$545.00 (as at 20 Oct 2026) | the same | 14 | India International |
| A car 8 years old | S$528.88 (as at 20 Oct 2026) | S$16.12 less | 14 | MS First Capital |

## The Chevrolet Spark on our quote form

We priced the Chevrolet Spark 0.8 (796cc), the version most of our insurers quote.

Versions on the form:

- [Chevrolet Spark 0.8](https://shentonbrokers.com/quote/car?brand=chevrolet&model=chevrolet-spark-0-8&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (796cc)
- [Chevrolet Spark 1.0](https://shentonbrokers.com/quote/car?brand=chevrolet&model=chevrolet-spark-1-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (995cc)

## Insurers with no online price for the Chevrolet Spark

- AIG: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- ERGO: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## COE for the Chevrolet Spark

With a 796cc engine, the Chevrolet Spark 0.8 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=chevrolet&model=chevrolet-spark-0-8&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/chevrolet-spark