# Car insurance: Audi SQ5 3.0 TFSI Quattro, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Audi SQ5 3.0 TFSI Quattro
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| MS First Capital | Comprehensive | S$1,210.01 | S$500.00 | 20 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,228.35 | S$2,000.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,364.58 | S$600.00 | 21 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,364.67 | S$600.00 | 20 Oct 2026 |
| Singlife | Motor Lite | S$1,591.44 | S$3,000.00 | 20 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,690.14 (estimate) | S$600.00 | 22 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,794.26 (estimate) | S$800.00 | 21 Oct 2026 |
| Singlife | Motor Standard | S$1,829.24 | S$2,500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,859.35 (estimate) | S$800.00 | 21 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,874.92 | S$600.00 | 21 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$1,883.23 | S$2,500.00 | 20 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,963.43 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$2,465.94 | S$1,200.00 | 20 Oct 2026 |
| Singlife | Motor Prestige | S$2,506.07 | S$2,500.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$2,588.77 (estimate) | S$800.00 | 21 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Audi SQ5 in short

For the driver above, MS First Capital is cheapest for the Audi SQ5 today, at S$1,210.01 for its Comprehensive plan. 10 insurers price it; the dearest of them, HL Assurance, asks at least S$2,465.94, S$1,255.93 (104% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,794.26, 48% more. Against 6 similar cars (below) it costs 17% more than their average lowest price of S$1,030.01; 6 of them are cheaper to insure.

## How the Audi SQ5 price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,210.01 (as at 20 Oct 2026) |  | 10 | MS First Capital |
| The same driver with no NCD (0%) | S$1,794.26 (as at 21 Oct 2026) | S$584.25 more | 10 | DirectAsia |
| The same driver with 20% NCD | S$1,794.26 (as at 21 Oct 2026) | S$584.25 more | 10 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,794.26 (as at 21 Oct 2026) | S$584.25 more | 10 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,322.21 (as at 20 Oct 2026) | S$112.20 more | 9 | MS First Capital |
| A new car (registered this year) | S$1,228.35 (as at 21 Oct 2026) | S$18.34 more | 9 | Allianz |
| A car 8 years old | S$1,140.55 (as at 20 Oct 2026) | S$69.46 less | 10 | MS First Capital |

## The Audi SQ5 on our quote form

We priced the Audi SQ5 3.0 TFSI Quattro (2,995cc), the version most of our insurers quote.

## Insurers with no online price for the Audi SQ5

- Budget Direct: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- FWD: This insurer has no online price for this car model yet.
- Income: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.

## The Audi SQ5 against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [BMW 7 Series](https://shentonbrokers.com/prices/car/bmw-7-series) | 2,998cc | S$1,030.55 (as at 21 Oct 2026) | 12 |
| [BMW 730d](https://shentonbrokers.com/prices/car/bmw-730d) | 2,993cc | S$1,115.28 (as at 20 Oct 2026) | 2 |
| [BMW 730i](https://shentonbrokers.com/prices/car/bmw-730i) | 2,996cc | S$1,019.54 (as at 21 Oct 2026) | 15 |
| [BMW 730Li](https://shentonbrokers.com/prices/car/bmw-730li) | 2,996cc | S$1,019.54 (as at 21 Oct 2026) | 16 |
| [BMW 740d](https://shentonbrokers.com/prices/car/bmw-740d) | 2,979cc | S$997.57 (as at 20 Oct 2026) | 2 |
| [BMW 740i](https://shentonbrokers.com/prices/car/bmw-740i) | 2,979cc | S$997.57 (as at 20 Oct 2026) | 13 |

## COE for the Audi SQ5

With a 2,995cc engine, above 1,600cc, the Audi SQ5 3.0 TFSI Quattro needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=audi&model=audi-sq5-3-0-tfsi-quattro&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/audi-sq5