# Car insurance: Audi A5 SPRTback 1.8 TFSI - Sedan, 3 years old, 50% no-claim discount

Indicative premiums from Shenton Insurance Brokers. As of 28 Oct 2026 (Singapore time).

## Assumptions

- Audi A5 SPRTback 1.8 TFSI - Sedan
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options

## Premiums

Ranked by premium only, lowest first. Commission never affects the order.

| Insurer | Plan | Premium | Excess | As at |
| --- | --- | --- | --- | --- |
| India International | Comprehensive (any workshop or authorised workshops) | S$836.07 | S$600.00 | 20 Oct 2026 |
| HL Assurance | Car Protect360 Comprehensive | S$993.76 | S$1,200.00 | 20 Oct 2026 |
| FWD | Drivo Classic | S$994.54 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Classic | S$994.54 | S$600.00 | 20 Oct 2026 |
| MS First Capital | Comprehensive | S$1,013.37 | S$500.00 | 20 Oct 2026 |
| ECICS | Comprehensive | S$1,024.39 | S$750.00 | 22 Oct 2026 |
| Sompo | Comprehensive Cover – Authorised Workshop Plan | S$1,092.69 | S$600.00 | 20 Oct 2026 |
| Great Eastern | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,200.91 | S$600.00 | 20 Oct 2026 |
| UOI | UniCar Comprehensive Value | S$1,201.89 | S$500.00 | 18 Oct 2026 |
| ERGO | SMART Comprehensive | S$1,220.24 | S$500.00 | 23 Oct 2026 |
| AIG | AIG Car Insurance Collision Only | S$1,275.51 | S$600.00 | 21 Oct 2026 |
| FWD | Drivo Premium | S$1,298.72 | S$600.00 | 20 Oct 2026 |
| Income | Drivo Premium | S$1,298.72 | S$600.00 | 20 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value plan | S$1,319.46 (estimate) | S$800.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Value Plus plan | S$1,367.31 (estimate) | S$800.00 | 21 Oct 2026 |
| ECICS | Comprehensive Family NCD Builder | S$1,374.39 | S$750.00 | 22 Oct 2026 |
| Etiqa | Private Car Insurance – Comprehensive (Authorised Workshop) | S$1,428.75 | S$2,500.00 | 20 Oct 2026 |
| QBE | Private Motor Prestige Comprehensive | S$1,456.49 | S$3,000.00 | 22 Oct 2026 |
| Allianz | Allianz Motor Protect Comprehensive | S$1,497.12 | S$2,000.00 | 21 Oct 2026 |
| Liberty | Comprehensive Preferred Plan | S$1,503.13 (estimate) | S$600.00 | 22 Oct 2026 |
| ERGO | ENHANCED Comprehensive | S$1,601.79 | S$500.00 | 23 Oct 2026 |
| AIG | AIG Car Insurance Complete | S$1,710.01 | S$600.00 | 21 Oct 2026 |
| DirectAsia | Car Insurance – Comprehensive, Flexible plan | S$1,903.70 (estimate) | S$800.00 | 21 Oct 2026 |

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

## The Audi A5 SPRTback in short

For the driver above, India International is cheapest for the Audi A5 SPRTback today, at S$836.07 for its Comprehensive (any workshop or authorised workshops) plan. 16 insurers price it; the dearest of them, Liberty, asks at least S$1,503.13, S$667.06 (80% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,319.46, 58% more. Against 6 similar cars (below) it costs 13% more than their average lowest price of S$741.89; 4 of them are cheaper to insure.

## How the Audi A5 SPRTback price changes

The lowest price today when one thing about the driver or the car changes.

| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
| --- | --- | --- | --- | --- |
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$836.07 (as at 20 Oct 2026) |  | 16 | India International |
| The same driver with no NCD (0%) | S$1,319.46 (as at 21 Oct 2026) | S$483.39 more | 16 | DirectAsia |
| The same driver with 20% NCD | S$1,319.46 (as at 21 Oct 2026) | S$483.39 more | 16 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,319.46 (as at 21 Oct 2026) | S$483.39 more | 16 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$836.07 (as at 20 Oct 2026) | the same | 15 | India International |
| A new car (registered this year) | S$861.03 (as at 20 Oct 2026) | S$24.96 more | 15 | India International |
| A car 8 years old | S$764.82 (as at 20 Oct 2026) | S$71.25 less | 16 | India International |

## The Audi A5 SPRTback on our quote form

We priced the Audi A5 SPRTback 1.8 TFSI - Sedan (1,798cc), the version most of our insurers quote.

Versions on the form:

- [Audi A5 SPRTback 1.8 TFSI - Sedan](https://shentonbrokers.com/quote/car?brand=audi&model=audi-a5-sprtback-1-8-tfsi-sedan&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,798cc)
- [Audi A5 SPRTback 2.0 -  Sedan](https://shentonbrokers.com/quote/car?brand=audi&model=audi-a5-sprtback-2-0-sedan&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (1,984cc)
- [Audi A5 SPRTback 3.0 TDI](https://shentonbrokers.com/quote/car?brand=audi&model=audi-a5-sprtback-3-0-tdi&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised) (2,967cc)

## Insurers with no online price for the Audi A5 SPRTback

- Budget Direct: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.

## The Audi A5 SPRTback against similar cars

The same driver and car age, each car at the version most insurers quote.

| Car | Engine | Lowest price | Insurers |
| --- | --- | --- | --- |
| [Toyota Corolla Altis](https://shentonbrokers.com/prices/car/toyota-corolla-altis) | 1,598cc | S$642.42 (as at 20 Oct 2026) | 18 |
| [Toyota Harrier](https://shentonbrokers.com/prices/car/toyota-harrier) | 1,986cc | S$742.90 (as at 20 Oct 2026) | 17 |
| [Hyundai Kona](https://shentonbrokers.com/prices/car/hyundai-kona) | 1,591cc | S$721.59 (as at 20 Oct 2026) | 16 |
| [Mercedes-Benz E-Class](https://shentonbrokers.com/prices/car/mercedes-benz-e-class) | 1,991cc | S$861.03 (as at 20 Oct 2026) | 15 |
| [BMW 5 Series](https://shentonbrokers.com/prices/car/bmw-5-series) | 1,998cc | S$861.03 (as at 20 Oct 2026) | 17 |
| [Hyundai Avante](https://shentonbrokers.com/prices/car/hyundai-avante) | 1,591cc | S$622.34 (as at 20 Oct 2026) | 17 |

## COE for the Audi A5 SPRTback

With a 1,798cc engine, above 1,600cc, the Audi A5 SPRTback 1.8 TFSI - Sedan needs a Category B COE (S$131,901 in the October 2026, 2nd round).

Latest results: https://shentonbrokers.com/coe

Get your own quote with these answers filled in: https://shentonbrokers.com/quote/car?brand=audi&model=audi-a5-sprtback-1-8-tfsi-sedan&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-10-28&demeritFree=yes&claims=no&dob=1986-10-28&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

You finish buying on the insurer's own site; the insurer takes payment and issues the policy.

Web page: https://shentonbrokers.com/prices/car/audi-a5-sprtback