# Income overseas student insurance prices today

On 12 Nov 2026, Income's lowest overseas student insurance price for one year, the student only is S$288.29 on Income Overseas Study Protection Plan 1 (as at 11 Nov 2026), 2nd lowest of 5 insurers we compare. It is the cheapest insurer on 1 of the 4 examples below.

Prices from Shenton Insurance Brokers (https://shentonbrokers.com), worked out from Income's current rates for each example below. A price from a published table gives the date we read it ("as at"). Your own price depends on your answers.

## One year, the student only

- A full-time student aged 15 to 45
- One year of cover
- The student only

2nd lowest of 5 insurers on this example. The lowest is S$283.40 (MSIG).

| Plan | Premium | Excess | As at | Buy |
|---|---|---|---|---|
| Income Overseas Study Protection Plan 1 | S$288.29 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-1?months=12&region=row&party=single) |
| Income Overseas Study Protection Plan 2 | S$337.19 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-2?months=12&region=row&party=single) |
| Income Overseas Study Protection Plan 3 | S$383.03 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-3?months=12&region=row&party=single) |

Every insurer on this example: https://shentonbrokers.com/prices/overseas-student/one-year-student
Get your own quote: https://shentonbrokers.com/quote/overseas-student?months=12&region=row&party=single
Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/overseas-student/prices?months=12&region=row&party=single

## Six months, the student only

- A full-time student aged 15 to 45
- Six months of cover, such as an exchange semester
- The student only

2nd lowest of 5 insurers on this example. The lowest is S$187.48 (MSIG).

| Plan | Premium | Excess | As at | Buy |
|---|---|---|---|---|
| Income Overseas Study Protection Plan 1 | S$202.72 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-1?months=6&region=row&party=single) |
| Income Overseas Study Protection Plan 2 | S$236.33 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-2?months=6&region=row&party=single) |
| Income Overseas Study Protection Plan 3 | S$268.94 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-3?months=6&region=row&party=single) |

Every insurer on this example: https://shentonbrokers.com/prices/overseas-student/six-months-student
Get your own quote: https://shentonbrokers.com/quote/overseas-student?months=6&region=row&party=single
Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/overseas-student/prices?months=6&region=row&party=single

## One year in the United States or Canada

- A full-time student aged 15 to 45
- One year of cover
- Studying in the United States or Canada
- The student only

2nd lowest of 5 insurers on this example. The lowest is S$283.40 (MSIG).

| Plan | Premium | Excess | As at | Buy |
|---|---|---|---|---|
| Income Overseas Study Protection Plan 1 | S$288.29 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-1?months=12&region=usca&party=single) |
| Income Overseas Study Protection Plan 2 | S$337.19 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-2?months=12&region=usca&party=single) |
| Income Overseas Study Protection Plan 3 | S$383.03 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-3?months=12&region=usca&party=single) |

Every insurer on this example: https://shentonbrokers.com/prices/overseas-student/one-year-student-usa-canada
Get your own quote: https://shentonbrokers.com/quote/overseas-student?months=12&region=usca&party=single
Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/overseas-student/prices?months=12&region=usca&party=single

## One year, the student and family

- A full-time student aged 15 to 45
- One year of cover
- The student, spouse and children

The lowest of 3 insurers on this example.

| Plan | Premium | Excess | As at | Buy |
|---|---|---|---|---|
| Income Overseas Study Protection Plan 1 (Family) | S$637.70 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-1-family?months=12&region=row&party=family) |
| Income Overseas Study Protection Plan 2 (Family) | S$745.68 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-2-family?months=12&region=row&party=family) |
| Income Overseas Study Protection Plan 3 (Family) | S$847.55 | S$0.00 | 11 Nov 2026 | [Buy Now](https://shentonbrokers.com/go/buy/overseas-student/income/plan-3-family?months=12&region=row&party=family) |

Every insurer on this example: https://shentonbrokers.com/prices/overseas-student/one-year-family
Get your own quote: https://shentonbrokers.com/quote/overseas-student?months=12&region=row&party=family
Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/overseas-student/prices?months=12&region=row&party=family

Ranked by premium only, lowest first. Commission never affects the order.

How Income works out the premium: https://shentonbrokers.com/insurers/income/overseas-student
