# FWD motorcycle insurance prices today On 12 Nov 2026, FWD's lowest motorcycle insurance price for Class 2B bike (up to 200cc), rider aged 30 is S$386.72 on FWD Motorcycle Insurance (underwritten by Income) Comprehensive (as at 4 Nov 2026), 3rd lowest of 6 insurers we compare. It prices 4 of the 5 examples below. Prices from Shenton Insurance Brokers (https://shentonbrokers.com), worked out from FWD's current rates for each example below. A price from a published table gives the date we read it ("as at"). Your own price depends on your answers. ## Class 2B bike (up to 200cc), rider aged 30 - Up to 200cc, registered 3 years ago - Male rider aged 30, licence held 5 years - 20% NCD, no claims - Private use 3rd lowest of 6 insurers on this example. The lowest is S$262.19 (Budget Direct). | Plan | Premium | Excess | As at | Buy | |---|---|---|---|---| | FWD Motorcycle Insurance (underwritten by Income) Comprehensive | S$386.72 | S$300.00 | 4 Nov 2026 | [Buy Now](https://shentonbrokers.com/quote/motorcycle?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private) | Every insurer on this example: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30 Get your own quote: https://shentonbrokers.com/quote/motorcycle?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/motorcycle/prices?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private ## Class 2A bike (201 to 400cc), rider aged 35 - 201 to 400cc, registered 2 years ago - Male rider aged 35, licence held 6 to 9 years - 20% NCD, no claims - Private use 3rd lowest of 6 insurers on this example. The lowest is S$309.43 (Budget Direct). | Plan | Premium | Excess | As at | Buy | |---|---|---|---|---| | FWD Motorcycle Insurance (underwritten by Income) Comprehensive | S$441.73 | S$500.00 | 4 Nov 2026 | [Buy Now](https://shentonbrokers.com/quote/motorcycle?capacity=400®Date=2024-11-12&licenceYears=6&ncd=20&claims=no&dob=1991-11-12&gender=m&usage=private) | Every insurer on this example: https://shentonbrokers.com/prices/motorcycle/class-2a-rider-35 Get your own quote: https://shentonbrokers.com/quote/motorcycle?capacity=400®Date=2024-11-12&licenceYears=6&ncd=20&claims=no&dob=1991-11-12&gender=m&usage=private Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/motorcycle/prices?capacity=400®Date=2024-11-12&licenceYears=6&ncd=20&claims=no&dob=1991-11-12&gender=m&usage=private ## Big bike (above 750cc), rider aged 45 - Above 750cc, registered 1 year ago - Male rider aged 45, licence held 10 years or more - 20% NCD, no claims - Private use 3rd lowest of 6 insurers on this example. The lowest is S$531.14 (Budget Direct). | Plan | Premium | Excess | As at | Buy | |---|---|---|---|---| | FWD Motorcycle Insurance (underwritten by Income) Comprehensive | S$763.22 | S$1,000.00 | 4 Nov 2026 | [Buy Now](https://shentonbrokers.com/quote/motorcycle?capacity=1000®Date=2025-11-12&licenceYears=10&ncd=20&claims=no&dob=1981-11-12&gender=m&usage=private) | Every insurer on this example: https://shentonbrokers.com/prices/motorcycle/class-2-big-bike-45 Get your own quote: https://shentonbrokers.com/quote/motorcycle?capacity=1000®Date=2025-11-12&licenceYears=10&ncd=20&claims=no&dob=1981-11-12&gender=m&usage=private Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/motorcycle/prices?capacity=1000®Date=2025-11-12&licenceYears=10&ncd=20&claims=no&dob=1981-11-12&gender=m&usage=private ## Delivery rider, Class 2B bike, aged 28 - Up to 200cc, registered 4 years ago - Male rider aged 28, licence held 3 years - 10% NCD, no claims - Food or parcel delivery FWD does not price this example online. The lowest of 1 insurers is S$1,193.75 (DirectAsia). Every insurer on this example: https://shentonbrokers.com/prices/motorcycle/delivery-rider-2b-28 Get your own quote: https://shentonbrokers.com/quote/motorcycle?capacity=200®Date=2022-11-12&licenceYears=3&ncd=10&claims=no&dob=1998-11-12&gender=m&usage=delivery Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/motorcycle/prices?capacity=200®Date=2022-11-12&licenceYears=3&ncd=10&claims=no&dob=1998-11-12&gender=m&usage=delivery ## New rider aged 22, Class 2B bike - Up to 200cc, registered 5 years ago - Male rider aged 22, licence held under a year - No NCD, no claims - Private use 2nd lowest of 3 insurers on this example. The lowest is S$1,292.76 (Etiqa). | Plan | Premium | Excess | As at | Buy | |---|---|---|---|---| | FWD Motorcycle Insurance (underwritten by Income) Comprehensive | S$1,421.23 | S$300.00 | 4 Nov 2026 | [Buy Now](https://shentonbrokers.com/quote/motorcycle?capacity=200®Date=2021-11-12&licenceYears=0&ncd=0&claims=no&dob=2004-11-12&gender=m&usage=private) | Every insurer on this example: https://shentonbrokers.com/prices/motorcycle/new-rider-2b-22 Get your own quote: https://shentonbrokers.com/quote/motorcycle?capacity=200®Date=2021-11-12&licenceYears=0&ncd=0&claims=no&dob=2004-11-12&gender=m&usage=private Every insurer's price for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/motorcycle/prices?capacity=200®Date=2021-11-12&licenceYears=0&ncd=0&claims=no&dob=2004-11-12&gender=m&usage=private Ranked by premium only, lowest first. Commission never affects the order. How FWD works out the premium: https://shentonbrokers.com/insurers/fwd/motorcycle